Send money straight to a bank account

Q: What do you need to transfer money to a bank account?

Whether you’re sending money via credit 1 card to a bank account or using cash at a Western Union agent location, to make an international money transfer you need the following details from your receiver: Full name Country Bank name Bank identifier code (BIC) Account number (IBAN).

Q: How high is the cost for a money transfer abroad?

Our transfer fees 2 vary depending on the destination country, money transfer amount, and payout method. Use our online price estimator to see how much it could cost to transfer money to your receiver online – including the transfer fees 2 and transfer total – with no obligation. Transfer fees 2 to send money online or via the Western Union ® app can vary. When you transfer money in person, any transfer fees 2 you’re charged by Western Union, and the exchange rates applied, are explained in the money transfer form provided to you at the agent location. If you’re using a credit 1 card to transfer money online a credit card issuer cash advance transfer fee and associated interest charges may apply. You can avoid these fees by using a debit card.

Transfer money to a foreign or domestic bank account with Western Union. Send from virtually anywhere in Austria 24/7 in a fast, easy and reliable way.

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We’ve sent money around the world for over 150 years

Send money to banks around the world

Choose from various payment options

Bank transfer
With Western Union you can transfer money directly from your bank account to your recipient’s bank account.
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Sofort
Send money via Sofort transfer. For this you need a Klarna account.
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Cash
You can start the transfer in the app and then pay in cash at an agent location.
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Credit¹/debit card
Transfer money using your credit¹ or debit card – just enter your details to send the funds.

Transfer money your way with Western Union

1
Register for free or log in
It’s free to create a Western Union profile. Register today or log in to send money to a bank account.
2
Add your receiver’s details
Enter their full name, address and bank details. After you send money to a bank account once, you can save their information for simple repeat money transfers.
3
Pay and send
Finally, review your money transfer and pay using your debit/credit1 card, bank details or Sofort if sending money via our app. We’ll give you a tracking number (MTCN), which you can share with your receiver to see when they can expect their funds.
4
Enter your details
Next, enter the destination and money transfer amount. We transfer money to many major banks around the world.

Advantages of sending money to a bank account

Transfer fees

Find out about transfer fees² with our price estimator tool, where you can see all estimated costs, exchange rates and times before you send money to a bank account.

Fast

Send money 24/7, directly to your receiver’s bank account. Skip the queue by making your money transfer online. Whether it’s for bills, gifts, or other payments, ensure your receiver has their funds where they need to be.

International

Transfer money bank to bank in many countries around the world, depending on the receiving territory. Transfer money direct from your bank to another’s, across oceans and borders.

Convenient

Cash might be king but being able to transfer money directly into an account can be more convenient for paying bills, standing orders, or online purchases.

Reliable

Easily track all your money transfers with your unique tracking number (MTCN).

Ready to make a money transfer with Western Union?

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International money transfer services at your fingertips

Send money on the go 24/7.

Track your money transfer in real time.

Resend quickly to friends and family.

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Frequently asked questions

What do you need to transfer money to a bank account?

Whether you’re sending money via credit¹ card to a bank account or using cash at a Western Union agent location, to make an international money transfer you need the following details from your receiver:

Full name
Country
Bank name
Bank identifier code (BIC)
Account number (IBAN).

How long does it take for the money to be transferred?

Money transfer times vary country to country, but it usually takes one to three working days³. To some countries and partners, your money may be delivered on the same day, whereas others take longer. For example, a bank transfer to Ukraine can arrive in one-to-two business days, whereas a money transfer to Argentina can take one-to-six business days. If you’re ever in doubt, we provide estimates of transfer times before you commit.

How high is the cost for a money transfer abroad?

Our transfer fees² vary depending on the destination country, money transfer amount, and payout method. Use our online price estimator to see how much it could cost to transfer money to your receiver online – including the transfer fees² and transfer total – with no obligation.

Transfer fees² to send money online or via the Western Union^® app can vary. When you transfer money in person, any transfer fees² you’re charged by Western Union, and the exchange rates applied, are explained in the money transfer form provided to you at the agent location.

If you’re using a credit¹card to transfer money online a credit card issuer cash advance transfer fee and associated interest charges may apply. You can avoid these fees by using a debit card.

How can I send money quickly?

Our transfer times vary depending on the money transfer method and your receiver’s country. Often, a fast way to send money is for cash pickup at an agent location – as money can arrive in minutes³. You can send money online or via the Western Union^® app for cash pickup.

When you start a money transfer online you can also check the estimated delivery times after you enter the send amount, payment and receiving method. Sending to a bank account and paying by Sofort or credit¹/debit card are sometimes quicker than making a bank-to-bank transfer – though it depends on the destination.

Have more questions about transferring money to bank accounts?

Need help sending money or have another question? Contact our Customer Care team or visit our FAQ page for more information.

See FAQs

¹ Some card issuers may charge additional fees for using our services. Please contact your card issuer for more information.

² Western Union also makes money from currency exchange. When choosing a money transmitter, carefully compare both transfer fees and exchange rates. Fees, foreign exchange rates and taxes may vary by brand, channel, and location based on a number of factors. Fees and rates subject to change without notice.

³ Funds may be delayed or services unavailable based on certain transaction conditions, including amount sent, destination country, currency availability, regulatory issues, identification requirements, Agent location hours, differences in time zones, or selection of delayed options. Additional Restrictions may apply. See terms for details.