What is a UTR number?
A Unique Taxpayer Reference (UTR) number is a ten-digit code issued by HMRC. It uniquely identifies individuals and businesses who need to register for Self Assessment or set up a limited company. If you’re self-employed, a sole trader, or run a business, you will need a UTR number for all tax-related matters, including tracking international payments.
In this guide, we explain what is a UTR number, who needs one, how to find or register for a UTR, and why it’s important when handling taxes and receiving payments from abroad. If you frequently deal with international transactions, Western Union can help you easily receive and transfer money abroad.
UTR number example
A UTR number, sometimes called a “tax reference”, can look like this: 98060 51245. Sometimes, a UTR number will end with the letter “K”.
Who needs a UTR number?
Now that you know what is a UTR number UK, let’s look at who needs one. If you’re required to complete a Self Assessment tax return in the UK, you’ll need a UTR number. This applies to anyone who is self-employed, a sole trader, works with a business partner, or runs a registered business.
If you receive international payments, especially as a freelancer or registered business, having a UTR number helps track your income and ensures your taxes are filed properly. Western Union can help you transfer money internationally quickly, making it easier to pay partners or suppliers around the world.
Where can I find my UTR number?
You can find your UTR number in your personal tax account, on the HMRC mobile app, and in previous tax returns or letters from HMRC. Keep this number safe, as you will need it for future tax submissions.
Do you need a UTR number to submit your return?
Yes, you need a UTR number to complete a Self Assessment tax return in the UK. Without this number, HMRC will not be able to process your tax return, and you could face penalties for failing to file your taxes correctly.
How do I get a UTR number?
If you are self-employed, a sole trader, or part of a partnership, you will need to apply for a UTR number through HMRC. The process varies depending on your business structure, which we will explain below.
How to get a UTR as a sole trader or if self-employed
As a sole trader or self-employed individual, you can register for a UTR number by following these steps:
1. Go to the HMRC website and log into your account or create one if you don’t have one.
2. Complete the “Self Assessment” registration form. HMRC will ask for details such as your National Insurance number, business details, and contact information.
3. Once registered, HMRC will send you your UTR number by post within 15 days.
How to get a UTR as a partner or partnership
For partnerships, both the partnership itself and each partner will need their own UTR numbers. Here’s how you can register:
1. Register the partnership with HMRC by submitting the necessary details, such as business name, address, and each partner’s information.
2. Each partner must also register for Self Assessment and request their own UTR number.
3. HMRC will then send UTR numbers for both the partnership and the individual partners.
What information do I need to register for a UTR number?
When registering for a UTR number, you will need to provide the following information:
• Your full name and contact details (including phone number and email address)
• Your date of birth
• Your National Insurance number
• Business details (such as business name, address, and contact details)
• The date you began working for yourself
• The type of business you operate (such as sole trader or partnership)
What happens if I’ve lost my UTR number?
If you’ve misplaced your UTR number, don’t worry. You can retrieve it by logging into your personal tax account or checking previous correspondence from HMRC, such as tax returns or letters. You can also contact HMRC directly to request it on the helpline: 0300 200 3310.
Transfer and receive international payments with Western Union
Whether you’re a freelancer working with global clients or a business owner receiving payments from abroad, Western Union offers an efficient way to manage your international transactions. With Western Union, you can transfer money online to over 200 countries and territories, making it easier to handle international payments and keep your finances in check.
FAQs
How do I get my UTR number?
You can get your UTR number by registering for Self Assessment with HMRC. Once registered, HMRC will mail your UTR to you within 15 days.
Why would I need a UTR number?
You need a UTR number if you are self-employed, a sole trader, or if you run a business in the UK with a partner.
Is my UTR number on my payslip?
No, your UTR number will not appear on your payslip. It is usually found on tax returns or correspondence from HMRC. You can also find it by logging into your personal tax account or on HMRC’s mobile app.
