Send money to China

It’s easy to send money to a bank account in China online, using your credit2 or debit card or paying by bank transfer. To get started:

1. Log in or register and verify your free profile with Western Union.
2. Click ‘Send now’ to start your online money transfer to China.
3. Select China as the destination and enter the amount you want to send. Transfer times depend on the destination, and you can view them as you enter how much to send.
4. Choose ‘Bank account’ and either select a past receiver (when you’ve previously saved their details) or enter your new receiver’s bank account information.
5. Pay for the transfer with your credit² or debit card or by bank transfer.
6. Review and confirm, sending your money on its way to your loved one in China. Check your inbox for a confirmation email containing a tracking number (MTCN). Follow the funds in real time and share this number with your receiver, so they can track them too.

You can send cash to China from your nearest agent location in a few easy steps:

1. Search for your nearest Western Union agent location.
2. Head to the location and go up to the counter to start your transfer.
3. Present your valid ID, along with the name, address, bank account details and mobile phone number of your receiver in China. Choose how much you want to send and the receiving method.
4. Complete your money transfer to China and benefit from any assistance from one of our agents.
5. Keep hold of your receipt and use the tracking number (MTCN) to follow your transfer online.

Sending money to China online for cash pickup at an agent location is also possible. You can do this from the comfort of your own home and pay by credit²/debit card or bank transfer:

1. Log in or register and verify your free profile, then click ‘Send now’ to start your transfer.
2. Enter China as the destination and the amount to send. Select ‘Cash pickup’.
3. Choose to pay by card or bank transfer.
4. Enter your receiver’s name and address, specifying the agent location for cash pickup.
5. Pay with your card or verify your bank account to complete your transfer to China.
6. We’ll send you a confirmation email. Use the unique tracking number (MTCN) within it to follow your funds and share with your receiver for fast cash pickup⁴.

You can use our free, no-obligation estimation tool to see how much it might cost to send money to China. The total cost depends on various factors, including:

• The current CAD to CNY exchange rate.
• Your payment choice (credit²/debit card, bank transfer or in-store).
• Receiving method (cash, bank account or Alipay).

Transfer money to China on the go, anytime and anywhere to a bank account or for cash pickup with the Western Union app:

1. Log in to the app with Touch ID or your credentials.
2. If you don’t have the Western Union^® app yet, download it from the Apple App Store or Google Play Store. Follow the steps to register with an email address as a new user, and verify your free profile using your driver’s license, passport or government-issued ID.
3. Select China as the destination country and enter the amount to send. Choose a convenient payout method – direct to a bank account or for cash pickup in China – and tap in your receiver’s details.
4. Pay for your money transfer to China via card or with your bank account.
5. You’ll receive a tracking number (MTCN). Share it with your receiver to track the funds.

Learn more about our app

Online, you can send up to $5,000 CAD to China with Western Union by card and $999 by bank transfer. The maximum amount you can send in cash, by card or in person depends on the agent location.