Send money to India

First time online transfers to India get $0 transfer fee* . Get started and register today .

    NZD

    FX: 1.00 NZD – Exchange Rates and Fees vary by payment and payout options and are subject to change. To check other options, simply click “Send now”. X Fee:

    Be informed. Be aware. Protect yourself from fraud.

    Be informed. Be aware.

    We encrypt your transfers

    We are committed to keeping your data secure

    We’ve sent money around the world for over 150 years

    $0 transfer fee for your first online transfer

    Find the best way to send money to India

    Pay the way that works for you

    Debit card or credit card
    Online via POLi with your bank account
    Via Apple Pay®
    In cash at an agent location

    Ready to send money?

    Send money to India in a few taps with our app

    The Western Union app is a handy way to transfer money to India. The app makes instant money transfers to India easy, especially if you send money often.

    Send money to India on the go

    Check online exchange NZD to INR anytime and lock-in when you are ready to send.

    Reliable to send up to NZD$80,000 to accounts in India with POLi payment

    Repeat transfers quickly to friends and family.

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    Rating as of July 13, 2021

    More information on how to send money to India from New Zealand

    All major banks are covered

    Transfer money to Indian accounts up to 80,000 NZD (paying with POLi), including the State Bank of India, ICICI Bank Limited, HDFC Bank, Axis Bank, Punjab National Bank, Bank Baroda, and more.

    Enjoy your first online money transfer on us

    Complete your online profile to register, and enjoy 0 AUD fees5 on your first online transfer to India. Get a anytime with no obligation to complete the transfer.

     

    Have your receiver’s details ready

    To start your bank transfer to India, simply provide your receiver’s account number, their Indian Financial System Code (IFSC), and the purpose of the transfer.

    Reasons to choose Western Union to send money to India

    Ease and convenience

    Send money to India from New Zealand in a way that’s convenient for you – online, via our app, or in person at an agent location.

    Commitment to security

    Our encryption and fraud prevention efforts help protect your Western Union money transfer to India from New Zealand.

    Speed and transparency

    Send money to India in minutes6 for fast cash pickup. Easily track your funds on their way to Delhi, Bangalore or elsewhere.

    Worldwide reach

    We don’t just transfer money to India. We move money from New Zealand to more than 200 countries and territories. Globally, we make an average of 25 transfers per second.

    Register to send money to India today

    Quick and easy registration

    It’s easy to register and start an international money transfer to India at any time of day.

    Pay the way you like

    Pay for a money transfer to India from New Zealand online through your bank account, with your credit3 or debit card, or with cash in-store.

    Track your transfer

    Easily track your money transfer to India online or with our app by using your tracking number (MTCN) on your receipt.

    Convenient locations

    Remit to India and your receiver can pick up the cash at one of more than 110,000 agent locations3 – from Mumbai to Kolkata.

    Frequently asked questions

    Can I send a money transfer online to India with Western Union in in New Zealand?

    Yes, you can send international money transfers to India from New Zealand online using internet banking (pay with POLi) or a Visa® or MasterCard® credit3, debit or prepaid card.

     

    Receivers can have the money deposited into their bank accounts or pick up the cash within minutes4 from participating agent locations in Mumbai, New Delhi, Kolkata, Chennai, Bangalore, Hyderabad, and other cities throughout India.

    What do I need to send a money transfer online to India from New Zealand?

    To make an instant money transfer to India from New Zealand you need:

    • The receiver’s full name (as it appears on their ID) and address.
    • Their account number and IFSC code.
    • Purpose of the transfer – in some cases.
    • Your internet banking details or a Visa® or MasterCard® credit3, debit
    • To be over 18.

    When you first register online with Western Union, we’ll need certain information to confirm your identity and create a free online profile for you. You’ll need a New Zealand driver’s license or New Zealand passport.

    In some cases, you may also be required to phone our call centre if we need additional information.

    How much money can I remit to India online?

    The maximum daily transaction limit to send money to India is 80,000 NZD when you pay with POLi. However, your specific daily transaction limit will vary depending on the service you choose and your transaction history. Register and visit your profile to see your individual transaction limit for online remittance to India.

    How long does it take to send money to India from New Zealand?

    Depending on how you want the money to be received, it can arrive in minutes or up to one banking day when sent via bank transfer. With select banks, you can send an instant money transfer to India – sometimes depending on the amount you send. If you arrange to send money for cash pickup in India, it can arrive in minutes1 at the agreed agent location.

    What is the best way to send money to India?

    If you need to send money to India fast, you can make a digital transfer online or via our app. You can also pay in cash, to be collected in India at one of our agent locations.

    How can I send money from New Zealand to India without fees?

    Complete your online profile to register, and enjoy 0 NZD transfer fees5 on your first international money transfer to India.

    It’s important to also as Western Union and other money transmitters also make money on currency exchange.

    Fees5, foreign exchange rates and taxes may vary by brand, channel, and location based on a number of factors. Fees5 and rates are subject to change without notice. Subject to applicable taxes (if any).

    What’s the India to New Zealand money transfer rate?

    International exchange rates fluctuate all the time, so the India to New Zealand money transfer rate can change daily. You can use our tool to check the current conversion rate for NZD into INR before you begin your international money transfer to India.

     

     

     

    1 Western Union also makes money from currency exchange. When choosing a money transmitter, carefully compare both transfer fees and exchange rates. Fees, foreign exchange rates and taxes may vary by brand, channel, and location based on a number of factors. Fees and rates subject to change without notice.

    2 Funds may be delayed or services unavailable based on certain transaction conditions, including amount sent, destination country, currency availability, regulatory issues, identification requirements, Agent location hours, differences in time zones, or selection of delayed options. Additional restrictions may apply. See terms for details.

    3 Please use care when providing bank account information. Funds will be paid into the bank account corresponding to the account number you provide. The receiver’s account must be a local currency payout account.

    4 Network data valid as of 31 December 2020.