Send money to China

Transfer money directly to a bank account3 in China or for convenient pick-up in cash.

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    PLN

    FX: 1.00 PLN =

    Fee:

    Exchange Rates and Fees vary by payment and payout options and are subject to change. To check other options, simply click “Send now”.
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    Options for sending money to China

    It’s quick and easy to transfer money to China. Fund your transfer by using your credit or debit card (Visa®, Visa Electron®, MasterCard®, Maestro®) or cash, simply choose below to get started.

    How does your receiver want their money?

    Your money transfer will arrive in China in minutes2, ask your receiver what’s most convenient for them.

    Bank account

    Send money to a bank account3 in China.

    Cash pick up

    Send to any agent location in China in minutes.

    Through Weixin

    Your receiver can get your money transfer through the Weixin app via a linked bank account.

    Learn more

    Through Alipay4

    You can choose Alipay4 as a receiving option. All you need is the receiver’s name and Alipay ID (Chinese mobile number).

    Send now

    Send money to qualifying Chinese bank accounts3

    If you and your receiver are not both Chinese nationals, as the sender you will need to provide a detailed Purpose of Transaction. This also applies when you send money to yourself, or to Hong Kong and Macau.

    How to receive cash in China?

    At an agent location

    Receive money at our agent location

    Visit a Western Union agent location.
    Provide your sender’s details. This includes your sender’s name, the amount sent and the Money Transfer Control Number (MTCN).
    Show proof of identity. Make sure to bring a valid government-issued photo ID.
    Receive the money. The money will be available to you after your details have been verified.

    At a bank

    Receive money at a bank location

    If the receiver is not a Chinese national, they may be required to provide supporting documentation to confirm the selected Purpose of Transaction.
    In China, a bank account may be required by the bank for collecting money in cash. Account opening requirements may vary in agent provincial branches due to local regulations. Please consult agents for more details before collecting money.
    Bank account is required at:
    Bank of China. Foreign currency bank account is required for USD and EUR payout if accumulated payout amount is over USD1,000 or equivalent per person/per day.
    Postal Savings Bank of China and China Construction Bank. For USD/EUR payout.
    China Minsheng Bank, Bank of Jilin and Fujian Haixia Bank. For USD payout.
    Shanghai Pudong Development Bank Shanghai branches.

    Download our app

    Get the Western Union® app and enjoy easy repeat money transfers to China.

    Check currency exchange rates from PLN to RMB.

    Track your transfers on-the-go!

    Find out more
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    How can I send money (CNY) to a Weixin user with Western Union?

    You can receive money transfers through Western Union using Weixin in China. Use this information to learn more about how it works.

    How can I send money (CNY) to a Weixin user with Western Union?

    Use your existing Western Union login details or if you’re not an existing customer, create a new customer profile with Western Union by registering on either the Western Union website or the Western Union® Mobile app.

    1. Select Send Money.
    2. Select Mobile wallet as the delivery method.
    3. Select a payment method.
    4. Select Continue.
    5. Complete the Receiver’s information:
    6. Select Weixin as Wallet service provider.
    7. Select 86 (CN) as Country code.
    8. Enter the Wallet mobile number.
    9. Select the Purpose of transaction.
    10. Select Continue.
    11. Enter the card number in the Payment information
    12. Select Continue to review.
    13. Review your transfer details and click Transfer.

    After Western Union receives your payment and sends it to Weixin, you need to notify your receiver about the transfer and remind them to complete first-time verification in 微汇款 (Weihuikuan) mini program. The receiver can install the Weixin mini program, they receive the SMS from Weixin which would take them to this program.

    Who can I send money to via Weixin?

    You can send money to anyone who is a Chinese citizen with a Chinese National ID. To receive the transfer, your receiver will need to register on the mini program 微汇款 (Weihuikuan) within the next 48 hours after you sent the transfer. Western Union and Weixin will notify the receiver.

    How much can I send?

    A maximum amount of up to 50,000 CNY. This is subject to the partnering bank’s region restrictions with 微汇款 (Weihuikuan) when transferring to Weixin balance.

    How can the receiver get money through Weixin app?

    How to send money to Weixin:

    1. Log in or register our app or website or visit an agent location near you.
    2. Select ‘China’ as the destination and enter the amount you want to send.
    3. Choose ‘Cash’ as the payout option and select your payment method.
    4. Enter your receiver’s details, confirm, pay for money transfer and send.
    5. Remember to share the Money Transfers Control Number (MTCN) with your receiver.

    You receiver in China needs to follow these steps:

    1. Open the Weixin app and search for the ‘WEIHUIKUAN’ mini program.
    2. Select ‘Receive global remittance’ on the landing page, then the ‘Receive with MTCN’ service.
    3. Input the 10-digit Money Transfer Control Number (MTCN) and the currency.
    4. Agree to sign the payout service with Shanghai Pudong Development Bank (applicable on first money transfer only).
    5. Confirm the request for receiving money (in RMB). Select the debit card, purpose of money transfer, and relationship with sender.
    What do I need to receive a transfer with Weixin using Western Union?

    You can receive your transfers with Weixin if you meet the following requirements:

    • Register for your Weixin account on the Weixin Mobile app.
    • Be a Chinese citizen with a National ID card.
    • Authorise your bank card or Weixin Wallet Balance in the mini program 微汇款 (Weihuikuan).
    • Sign the kinship commitment letter (if you’re receiving money for family support reasons).
    How can I receive money through Weixin?

    You can receive money transfers from Western Union through Weixin. Follow the steps below to make sure that your profile is set up to receive money for the first time.

    1. Receive a URL link through SMS initiated by Weixin or your sender after the transfer was sent.
    2. Select the link within 48 hours to complete the transfer pickup.
    3. Select Weixin Wallet Balance or a bank account linked to Weixin Pay as your delivery method.
    4. Complete the authentication process.
    5. Sign the service agreement.
    6. Sign a kinship commitment letter for supportive document collection when the transfer purpose is family support.
    7. Review the transfer status in the Weixin mini program 汇款 (Weihuikuan).
    What if I didn’t receive a notification to link my account?

    If you didn’t receive a text message or notification with instructions on how to link your account, follow these steps:

    1. Open your Weixin Mobile app.
    2. Select the Chats
    3. Search for 微汇款 (Weihuikuan).
    4. Select 微汇款 (Weihuikuan) mini program in the search results.
    5. Choose 我要收款 (I am a recipient)
    6. Click 创建名片去收款 (Create my receiving account) to link a bank card or Weixin Wallet Balance.
    Why was my transfer rejected?

    Transfers can be automatically rejected for the following reasons:

    • If you don’t link a valid card or your Weixin Wallet Balance as your receiving account in the 微汇款 (Weihuikuan) mini program within 48 hours of your sender sending the transfer.
    • If you’ve reached your receiving limit. Receiving limits apply to all transfers, even if your money is delivered by another transfer service.
    • If you’ve exceeded the monthly five transfer limit for family support or salary reasons.
    • If your sender doesn’t meet the age requirements. Senders need to be 16–65 years old.
    • If you have not submitted the required supporting documents for the transfer within 48 hours of receiving the notice of documents.
    Can I cancel receiving my transfer?

    Yes. You will be offered an option to cancel the transfer if you are unable to provide the supporting materials required to receive the transaction.

    1 Western Union also makes money from currency exchange. When choosing a money transmitter, carefully compare both transfer fees and exchange rates. Fees and foreign exchange rates may vary by brand, channel, and location based on a number of factors. Fees and rates subject to change without notice.

    2 Funds may be delayed or services unavailable based on certain transaction conditions, including amount sent, destination country, currency availability, regulatory issues, identification requirements, Agent location hours, differences in time zones, or selection of delayed options. Additional Restrictions may apply. See terms for details.

    3 Qualifying accounts must have an associated UnionPay debit card number beginning with ‘62’. Transfers to certain accounts may only be available during China bank processing hours, which are 7.30am to 9.45pm China Standard Time. Funds sent to a first-time receiver may be delayed until WU receives additional required information from the account holder. Funds may be delayed or services unavailable based on certain transaction conditions, including amount sent, destination country, currency availability, regulatory and foreign exchange issues, required receiver action(s), identification requirements, Agent location hours, differences in time zones, or selection of delayed options. Additional restrictions may apply. See Terms and Conditions for details.

    4 Ant Group, its affiliates and the Alipay Brand (collectively, “Alipay”) are not licensed to provide remittance services in Italy. Alipay partners with Western Union which is licensed to conduct remittances in this market, to facilitate the receipt of the remittances in the receiving market powered by Alipay’s technology.