License entity | Western Union Financial Services, Inc. |
Programme Agreement effective date | August 16, 2016 |
Important Information for Participants in the My WU Program
This My WU® Program Agreement (“Agreement”) contains the terms and conditions governing the My WU Program (“Program”). The terms “Western Union” “we” “us” and “our” used in this Agreement mean Western Union Financial Services, Inc. “You” and “your” means the person to whom a My WU Number is issued pursuant to this Agreement (“Number”).
You may enroll in the My WU Program without receiving a financial product or service from Western Union or its affiliates. Enrollment in the Program provides you with the following benefits:
A. Convenience: The Program allows you to request completion of a qualifying Western Union® transaction (“Qualifying Transaction”) more conveniently. The Program allows information about you to be available automatically whenever you present your Number when conducting a Qualifying Transaction. Qualifying Transactions are subject to applicable product- or service-specific terms and conditions, which may vary from time to time. Western Union also makes money from currency exchange. When choosing a money transmitter, carefully compare both transfer fees and exchange rates. Fees and foreign exchange rates may vary by brand, channel and location based on a number of factors. Fees and rates are subject to change without notice. In order to use the Number and participate in the Program, you must fulfill all requirements pursuant to law.
B. Rewards: The Program may enable you to earn points or other rewards or benefits (“Points”) for each Qualifying Transaction you complete using your Number. A description of Qualifying Transactions and the Points, if any, you earn for each Qualifying Transaction can be found in the Program materials. Qualifying Transactions and the Points earned are subject to change at Western Union’s sole discretion and without notice. The current amount of Points on your Number is available on request by contacting the My WU Program as set forth below under Section 10.
Western Union may also use, collect from and share with other businesses and service providers that work with us, information from other products and services and convenience and/or rewards programs you have with us, for which you have registered. This information may be used for any of the purposes in this section. If you give us information about another person, you are obliged to notify and secure authorization from the other person for our use of this information as set out in this section. The provision of information to Western Union is optional information, but needed to execute the Program and provide these services to you. Without it, Western Union is unable to provide the Program, facilitate convenience activities or other requested services.
We may provide information collected to other organizations, including those that help us run our business and this Program and the service you have requested, for future services, or for any of the reasons or uses set out in this section. We may add to information you provide with information from other businesses or individuals, including information to validate the accuracy of the information provided by you. Western Union may also give information to third parties, where there is a reasonable need, to help prevent and detect crime, to prosecute offenders, national security or other legal reasons.
The information we hold may be accessed by Western Union and our affiliates for any of the reasons set out in this section or for other purposes to which you have agreed. You have a right to ask us for a copy of your information, for which we may charge a small fee. You can also correct, erase or limit our use of the information which is incomplete, inaccurate or out-of-date, you may object at any time for legitimate reasons to the use of your information, where the processing is not required to complete the service, or not required by law or regulation. If you wish to exercise these rights or no longer wish to receive commercial communications from Western Union, please contact Western Union as described in section 10.