Frequently Asked Questions

You can find the answers to many of your questions below.

But if you still need to know more, do not hesitate to call Western Union customer care number at +679 3270612 (for online transfers only) or visit the nearest agent location.

Can I send money online with Western Union?

Yes, you can send money online from wu.com. Once you have registered and created an online profile, you’ll be able to send money all around the globe. After you’ve chosen your destination country, you’ll see the types of services available to you.

How do I complete my first money transfer online in Fiji?

Before you register and get a Western Union online profile, make sure you have a bank account created in Fiji with online access. Once you have online access to your bank account in Fiji, please register and start your first money transfer online right away.

Registration is simple and takes only a few minutes. During your profile verification process, you’ll be asked to visit a verification location and show a valid government-issued ID and proof of address. If your profile is successfully confirmed, you will then be able to send money online.

If you have any questions while registering online, please call Western Union customer care care number at +679 3270612 (for online transfers only) or visit the nearest agent location.

Where can I send money online?

Find all the countries you can send money at wu.com. Also you can check online the countries you can transfer money directly to a bank account.

Domestic transfers within Fiji are available.

How do I pay for my money transfer online?

If your bank account in Fiji has online access, you can pay your money transfers with it. After you’ve chosen your destination country, you’ll see the types of services available to you.

For more details about online payments, please call Western Union customer care number at +679 3270612 (for online transfers only) or visit the nearest agent location.

How much money can I send online from Fiji?

Once your profile has been confirmed at an agent location, you will be able to send online up to 2,000 FJD per year.

If you wish to send more than this, you can visit an agent location. Prior to your visit please get a RBF (Reserve Bank of Fiji) approval which you will need to give the agent.

How do I know if my online transfer has been approved?

Your online receipt will show if your transfer has been approved. When the transfer is complete, you’ll get an email with your money transfer control number (MTCN).

How can I cancel a money transfer after it was sent?

A money transfer can only be cancelled if it has not been collected by the receiver in the destination country or haven’t been deposit in your receiver’s bank account.

If you wish to cancel your online money transfer, please call our Western Union customer care number at +679 3270612 (for online transfers only) or visit the nearest agent location.

Can I get a receipt for my transfer?

Yes, a receipt will be sent to your email address after the transfer is completed. You can also see the details of all your transfers in your profile section on wu.com.

What is a money transfer control number (MTCN)?

The money transfer control number (MTCN) is a unique number assigned to your transfer.

Your receiver will need this number when they pick up their money, and it can also be used to track your transfer.

Who uses Western Union money transfer services?

Western Union services are for anyone who needs to send or receive money quickly. From travelers, people supporting friends or relatives abroad, to business people who need to make faster international transfers.

Who are Western Union® agents?

They are our representatives in the different countries you need to send or receive money, they may be banks, post offices, supermarkets, grocery stores, check cashers, mailbox centers, drug stores, travel agencies, depots, airports, train and bus stations, currency exchange offices and other retailers.

How can I find a Western Union agent location in Fiji?

Finding an agent location in Fiji is easy, go to our agent locator tool.

How do I send money from an agent location?

Once you get to our agent location, you will be asked to provide some information like: your receiver’s first name, last name, the amount you want to send and the country you are sending to. Then just give the agent the total amount, including the applicable fees.

What documents can I use to send money in Fiji?

You’ll need to present any official government-issued ID, such as:

  • Student ID.
  • Passport.
  • Driver’s license for residents.
  • Fiji voter registration card.
  • Social welfare card.
  • FRCA/FNPF card.
  • Police or military card, along with a birth certificate.

For non-residents, the documents needed are:

  • Passport.
  • Driver’s license.

Acceptable IDs are subject to the Banking laws and regulations of Fiji.

How much money can I send from a Western Union agent location in Fiji?

You can send up to 2,000 FJD per year.

If you wish to send more, you can visit an agent location. Prior to your visit please obtain RBF (Reserve Bank of Fiji) approval which you will need to give the agent.

How are money transfers paid out to receivers?

Money transfers will generally be paid in cash or will be transferred directly to the receiver’s bank account if the option is available.

Restrictions may apply. Please contact a Western Union agent to get more information about restrictions.

How can I know the status of my money transfer?

You can check your transfer status online, all you need is the sender’s name and the Money Transfer Control Number (MTCN) printed on the sender’s receipt.

Can I send money at anytime in an agent location?

Each Western Union agent location determines its own hours of operation. Some have extended hours and open during weekends.

Find a nearby Western Union agent location with our agent locator tool.

How does ‘Start online and pay in store’ service work?

‘Start online and pay in store’ service allows you to lower the transfer fees from what you would pay in store and gives the option to lock-in the exchange rate*. This is how the it works:

  • Go to wu.com
  • Register and create an online profile
  • Start a money transfer
  • Choose “Pay in cash” as the payment method
  • Visit a participating agent location and complete the transfer with an agent.
Can I ‘lock’ the price of the transfer on wu.com?

You can choose the time to start your transfer online and ‘lock in’ the exchange rate1 available at that time. Then visit a participating agent location and pay for the transfer with the same locked-in exchange rate. By doing so, you can ‘lock’ the price of the transfer and avail of lower transfer fees.

What is the benefit to ‘Start online and pay in store’?

When you start a transfer on wu.com and visit a participating agent location to pay for your transfer, you do not need to fill in any forms. Some agents have express lanes for customers who have started the transfer online. You save time and use the convenience of the service.

To which countries can I send money using ‘Start online and pay in store’?

Find all the countries you can send money to at wu.com.

You can also check online to view the list of countries where you can transfer money directly to a bank account.

Can I pay for my ‘Start online and pay in store’ transfer at any agent location?

You can pay for your ‘Start online and pay in store’ transfer at any of the participating Western Union agent locations. Click here to see the list for Fiji.

What do I have to bring to the agent after I have started my transfer on wu.com?

You will be asked to provide the following to the agent, in order to complete the transfer:

  • Your mobile phone number
  • The same government-issued ID you used to create your online profile
  • The complete amount plus the applicable fees
How do I know if my ‘Start online and pay in store’ transfer has been sent?

Once you finish filling in the details for your transfer online, a confirmation screen will be shown to you right away. After you visit a participating agent location and pay for your transfer, you will be given a receipt with money transfer control number (MTCN) and the money will be sent. You should then provide your receiver the MTCN so that he can pick up the money. When the transfer is complete, that is money picked up, you’ll get an SMS confirmation message or an email.

How can I cancel a ‘Start online and pay in store’ money transfer?

A ‘Start online and pay in store’ transfer can only be cancelled if the money has not been collected by the receiver in the destination country, or the transfer is automatically cancelled if it is not completed within 24 hours.

If you wish to cancel your online money transfer, please call our Western Union Customer Care Centre.

Can I get a receipt for my transfer?

The receipt will be provided at the agent location after the transfer is completed.

What is a money transfer control number (MTCN)?

The money transfer control number (MTCN) is a unique number assigned to your transfer. When you start a transfer online, you will receive the MTCN at the agent location.

Your receiver will need this number when they pick up their money, and it can also be used to track your transfer. Do not share this number with anyone other than your intended receiver.

What documents can I use to pick up money in Fiji?

You’ll need to present any official government-issued ID, such as:

  • Student ID.
  • Passport.
  • Driver’s license for residents.
  • Fiji voter registration card.
  • Social welfare card.
  • FRCA/FNPF card.
  • Police or military card, along with a birth certificate.

For non-residents, the documents needed are:

  • Passport.
  • Driver’s license.

Acceptable IDs are subject to the Banking laws and regulations of Fiji.

How do I know if my money transfer has been received?

You can go to track a transfer on WU.com. Then type in the sender’s name and the MTCN (money transfer control number). You’ll get an update on the latest status of your money transfer.

You can also call our Western Union customer care  number at +679 3270612 (for online transfers only) or visit the nearest agent location.

How do I pick up a money transfer?

You can pick up the money at any Western Union agent location. You’ll need to provide the following information:

  • Sender’s full name
  • The country where the money was sent from.
  • The approximate amount that was sent.
  • The tracking number – (MTCN – Money Transfer Control Number)
  • Acceptable ID documents are also required

For more information, please visit your nearest Western Union agent location.

How does a Western Union agent pay out the money transfer?

Money transfers will generally be paid in cash.
Other restrictions may apply. For more information, please visit your nearest Western Union agent location.

How much does it cost to receive money?

All fees are paid by the sender. The receiver pays no transfer fees.

Western Union values its business and takes pride in delivering your funds in the quickest and most reliable way possible. However, it is important that you protect yourself from fraudsters who are out to get your money.

Below are some frequently asked questions about fraud. For more information, please visit the Fraud awareness section here.

Are there common fraud scenarios that I should be aware of and things I shouldn’t send my money for?

Yes. Only use Western Union to send money to friends and family. Never send money to someone you have not met in person. Scammers sometimes encourage people to transfer money. Do not transfer money to anyone who asks you to send them money:

  • For an emergency situation you haven’t confirmed.
  • For an online purchase.
  • For anti-virus protection.
  • For a deposit or payment on a rental property.
  • To claim lottery or prize winnings.
  • To pay taxes.
  • For a donation to charity.
  • For a mystery shopping asignment.
  • For a job opportunity.
  • For a credit card or loan fee.
  • To resolve an immigration matter.

If you transfer money, the person you’re sending it to gets the money quickly. After the money is paid, Western Union may not be able to give you a refund, even if you are the victim of fraud, except under limited circumstances.

Someone claiming to be from Western Union e-mailed me. What should I do?

If you receive an email from anyone claiming to be from Western Union and you are unsure about it, do not click on any links in the mail. This may be a “phishing” attempt to acquire sensitive information from you. Instead, immediately please contact Western Union’s Customer Service Center number at +679 3270612 (for online transfers only) or visit the nearest agent location.

Western Union will never send you e-mails to ask for your user ID, password, or credit card details.

What is a Test Question? When is it used?

In some countries, senders are asked to provide a ‘Test Question’ and its answer when they initiate the transfer.  In cases where a ‘Test Question’ was provided by the sender, the receiver may be required to give the answer when picking up the funds.  The ‘Test Question’ feature is designed for emergency situations where the receiver still needs to provide proper identification. It should never be used as additional security or to delay payment. In many places, we’ll pay the receiver whenever the receiver shows proper identification, even if he/she does not know the answer to the question. Test question is not available for payout in Fiji.

Can the Test Question feature secure my funds or delay payment of a transaction?

The ‘Test Question’ feature is designed for emergency situations where the receiver still needs to provide proper identification. It should never be used as additional security or to delay payment. In many places, we’ll pay the receiver whenever the receiver shows proper identification, even if he/she does not know the answer to the question. Test question is not available for payout in Fiji.

What can I do if I suspect fraud or am a victim of fraud?

You should immediately visit our agent location for assistance with a transaction that you believe was sent for fraud. You should also file a report with your local law enforcement. You should also contact your government’s Office of Consumer Affairs and police station if you are uncertain or suspicious of a telephone, mail, or e-mail solicitation.

What additional tips should I keep in mind?
  • Always make sure you know who you are sending money to.
  • Discontinue a call if a caller coaches you to respond to questions asked by Western Union.
  • Security is everyone’s responsibility. Stay informed. Keep abreast of new fraud trends.
  • Remember, if it seemts too-good-to-be-true, it probably is.
  • For more information about how to protect yourself from fraud, click here.
How do I register online on wu.com in Fiji?

Registration is required for most of our services. After you open wu.com you’ll need to complete the profile registration form and follow these steps:

  • Enter your name, last name, middle name (if applicable) and your phone number.
  • You will receive a one-time verification code to your mobile phone.
  • Fill in the online registration form and provide the following information: full name, full address, date and country of birth, occupation, status of residency and ID details. When an expired ID is detected, you will be required to provide a new one.
  • Once you have successfully registered online, you will be asked to visit the nearest verification location.
  • After your profile is verified, you will be able to send money online.
Does it cost anything to register for online services in Fiji?

No, it’s free to register.

Who can register and send money online?

Anyone who meets the following conditions, can use our online money transfer service.

  • Residents should have one of the following: a passport, driver’s license, government-issued ID, student ID, Fiji voter registration card, social welfare card, FRCA/FNPF card, police or military card. Non-residentsshould present a valid passport, driver’s license or student ID .
  • Must be at least 18 years old.
  • Must accept the terms and conditions for using our services.
  • Must have a bank account created in Fiji with online access.
  • Must have a valid phone number.
How many times can I register?

Registration with a valid ID and phone number is possible only once.

How can I change or update my wu.com profile?

If your profile hasn’t been verified, you can change or update your Western Union profile information from the “Profile overview” tab after you log in to wu.com.

After your profile has been verified you cannot change your name, last name, date of birth and nationality. If you require to change this information after your identity is verified, please contact Western Unions customer care number at +679 3270612 (for online transfers only) or visit the nearest agent location.

What do I do if I forgot my User ID / login password/ or repeatedly entered incorrect details?

Your User ID is your full name and phone number.

If you forgot your password, you can select the “Forgot password” option and a new password will be sent to your phone number.

If you repeatedly entered incorrect details or your profile is locked, please try to log in to your profile after 30 minutes or contact Western Unions customer care number at +679 3270612 (for online transfers only) or visit the nearest agent location.

What do I do if I want to change or update my password and phone number?

You can change your password on the “Profile overview” page after you log in. Please select “Edit profile” from the right-side menu and change your password.

For online registration, you can use only one phone number. After you verify your phone number, it cannot be changed online. Changes would only be possible at nearest verification location.

How can I cancel my Western Union® online profile?

Please contact Western Union customer care number at +679 3270612 (for online transfers only) or visit the nearest agent location.

Does Western Union need to confirm my identity?

Yes, before making your first online transaction, you will need to verify your profile:

First, fill out the online registration form and provide the following information: full name, full address, mobile phone number, email address, country and date of birth, ID information, nationality and occupation. When an expired ID is detected, you will be required to provide a new one.

Once you have successfully registered online, you will be asked to visit one of the below listed locations in and verify your identity and phone number in person:

  • FEXCO / No.1 Currency Lautoka, 18 Tukani street;
  • FEXCO / No.1 Currency  Damodar City, shop 4 & 5, Damodar city centre, Grantham road;
  • FEXCO / No.1 Currency Nausori Hermon Plaza, shop 3 Hemron Plaza, Dunstan street;
  • FEXCO / No.1 Currency Nadi Town, shop 3, Chicken Epress BLDG, Main street.
How long will it take to confirm my identity?

After presenting a valid government-issued ID at the nearest verification location, you will receive a confirmation by phone. If you need to send money before your verification is completed, please visit a Western Union agent location.

What documents do I need to present to send money?

You’ll need to present any official government-issued ID, such as:

  • Student ID.
  • Passport.
  • Driver’s license for residents.
  • Fiji voter registration card.
  • Social welfare card.
  • FRCA/FNPF card.
  • Police or military card, along with a birth certificate.

For non-residents, the documents needed are:

  • Passport.
  • Driver’s license.

Acceptable IDs are subject to the Banking laws and regulations of Fiji.

What are dedicated locations for physical identification verification in Fiji?

You can find all locations for physical verification here.

What are Western Union® agent locations?

Agent locations are places where you can transfer money using Western Union. Agent locations may be in supermarkets, grocery stores, check cashers, mailbox centers, drug stores, travel agencies, depots, and other retailers. In some countries, they may be in banks, travel agencies, post offices, airports, train, and bus stations, and currency exchange offices.

How can I find a nearby Western Union® agent location?

Use this link to find an agent location near you.

How do I send money from a Western Union® agent location?

You’ll need to provide a valid identification document, transaction details, and pay the agent the amount you want to send, plus fees, in cash.

Which transfer service is offered at Western Union® agent locations?

Western Union agent locations offer the ability to send and receive money around the world using cash.

How much money can I send from a Western Union® agent location?

You can usually send up to 2,000 FJD per year However, for certain amounts and transfers, you may be required to provide additional information or documentation as follows:

A for residents – passport, driver’s license, Government issued student ID, Fiji voter registration card, social welfare card, FRCA/FNPF card and police/military card is required together with birth certificate, for non-residence – a valid passport, driver’s license or student ID  for sending money at a Western Union agent location.

Acceptable IDs are subject to the Central Bank of Fiji. rules and regulations.

Prior to your visit please submit an RBF (Reserve Bank of Fiji) document for approval to the agent.

Why am I unable to use Western Union services after receiving the message “Additional info needed, go to westernunion.com/gcr”?

To protect our customers, we review every money transfer to make sure it’s safe. For a variety of reasons, we may ask you to provide us with more information before we can allow you to continue using our services.

Why do I need to provide additional information?

We need additional information to understand why you use Western Union and the relationship between you and the person or entities you’re transacting with. The more information you provide, the quicker we’ll be able to complete your request.

How can I use Western Union services again?

To have access to our services again, follow the steps below:

  1. Gather the required documents. Please note that these will vary depending on your reason for using Western Union and your relationship to the person or entities you’re transacting with. At minimum you must be prepared with your government-issued photo ID, documents that relate to your purpose for using Western Union, proof of the source of the funds, and any additional documents that may provide support for the answers provided on the questionnaire. For more information, go to Help section at westernunion.com.
  2. Go to westernunion.com/gcr and start the customer questionnaire.
  3. Complete the customer questionnaire:
  • Personal information:
    – Provide your first, middle (optional) and last names as they appear on your ID.
    – Share your current email, physical address and mobile number. Please make sure you provide an active email address for communication purposes.
    – Specify your country of birth.
    – Select your occupation and provide additional clarification if needed.
    – Enter a recent tracking number (MTCN) if available.
    – Upload a copy of your valid government-issued photo ID.
  • Relationships:
    – List people or entities you’ve transacted with using Western Union.
    – For each person or entity, enter the full name, relationship, purpose of transaction and upload supporting documents.
  • Source of funds:
    – Choose the source of funds from the drop-down list and upload supporting documents.
  • Third party details (if you are transacting on behalf of someone else) (if applicable):
    – Explain the purpose of transaction(s) and your relationship to the third party.
    – Provide the details related to the third party.
  • Fraud (if applicable):
    – Indicate if you’ve been a victim of fraud or scam.
    – If yes, share a brief description of what happened.
  1. Review the accuracy of the information you provided.
  2. Select Submit questionnaire to complete the process.
What documents are suitable and why does Western Union need them?

a. Valid government-issued photo ID is needed to verify your identity.

Examples: passport, driver’s license, national ID.

b. Source of funds is needed to make sure that the money transfers are not related to illegal acts and correspond to the nature of your activity.

Examples: at least the latest 3 months of bank statements, at least the latest 3 months of pay slips, employment contract with salary, loan papers, sale agreement, winning receipt, tax return statement, etc.

c. Purpose of money transfer or intended use of money is needed to understand the basis for making the payment and the type of relations between the sender and the payee.

Examples:
Personal remittance/family support – the following documents are suitable to prove relationship: pictures with persons you transacted with, marriage certificate, counterparty’s birth certificate, counterparty’s government issued ID, etc.
Business remittance/payment for goods/services – bills, receipts, sale or purchase agreements, etc.
Education – evidence of tuition fees, etc.
Medical expenses – hospital bills, pharmacy receipts, health insurance premiums, etc.
Charity support – written acknowledgment from the charity, etc.
Purchase home – purchase agreement, mortgage documents, etc.
Gift – receipts, etc.
Travel expenses – travel tickets, hotel bookings, etc.

d. Third party activity (sending or receiving money on behalf of individual or business) information is needed to understand the purpose and nature of your relationship with Western Union.

Examples: business registration documents, letter of authorization by the company or notary, bank statement showing access to third party funds, etc.

What happens after I provided the additional information?

After we’ve received your completed questionnaire and required documentation, we’ll email you a response within 3 business days.

In case we have additional questions, we may contact you via the email address provided in the questionnaire.

Are my documents safe?

We’re committed to the security of your personal information. We use organizational, technical and administrative safeguards that comply with applicable government laws and regulations to secure your personal information. We also restrict access to the personal information that we process to only our employees, agents and representatives that have a business need to know it. For more information, read our Terms and Conditions and Online Privacy Statement.

1 Due to local restrictions, in some countries exchange rates can only be fixed when collected.