Online
In person
You can send money online directly to your receiver’s bank account1 or for cash pickup from a Western Union® agent in minutes1.
To start sending money online, simply follow the below steps:
Log in or learn how to register.
If you’re a first-time user continue to step 2. If your profile is registered and verified, skip to step 3.
For first-time users, you will need to verify your ID in person at one of our verification locations before you can send money online.
Select “Send money”
Once completed, you’ll be given a tracking number (MTCN). Use it to track your transfer and share it with your receiver only.
Visit a Western Union agent location.
Share your details
Provide the agent with your full name and a valid government-issued ID.
Share your receiver’s details
– Provide the agent with your receiver’s full name, the destination country and the transfer amount.
– Choose how you want your receiver to collect the funds: cash or direct to bank.
Pay and send
Once completed, you’ll be given a tracking number (MTCN). Use it to track your transfer and share it with your receiver only.
Your cash will be ready for collection from an agent in minutes1.
Track your transfer and know where your money is at all times.
We have over 145 years experience in global money transfers.
We’re always happy to help.
Read our FAQs or contact us on:
+382 20 321 3212 from
7:30 to 22:00 on weekdays
8:00 to 22:00 on Saturdays
10:00 to 22:00 on Sundays
Our team speak Montenegrin and English.
1 Funds may be delayed or services unavailable based on certain transaction conditions, including amount sent, destination country, currency availability, regulatory and foreign exchange issues, required receiver action(s), identification requirements, agent location hours, differences in time zones, or selection of delayed options. Additional restrictions may apply. See Send Form for details.
2 Charges for calls to this number may vary. To find out the cost of calling this number, please contact your telephone service provider.
