Western Union Digital Banking
Send money to more than 200 countries and territories

Download the Western Union Digital Banking app and enjoy fee-free1 money transfers between users, a free bank account, savings account and other perks.

Download now

  • Western Union Digital Banking
    is going to transform the way you send, save and spend money. 

WUDB phone app

Banking in multiple currencies and earn interest rate on your savings account.

Instant money transfers to other Western Union Digital Banking account holders for 0 PLN transfer fee1.

Free Visa Platinum debit card2.

Account top up with debit or credit card for 0 PLN fee.

Download now

How to get started?

  1. Sign up to the new Digital Banking bank account with your existing Western Union login details or create a new account.

  1. Opening a bank account requires ID details and other additional information. It takes only a few steps to submit your Western Union Digital Banking application.

  1. Once your Digital Banking account is approved, you’re done! Now you will be able to order your Visa Platinum debit card.

  1. All these benefits are available in a single Western Union Digital Banking app. Find the FAQ’s here.

Tap to pay with Apple Pay or Google Pay™.

Simply add your Visa Debit card to Apple or Google Wallet and enjoy convenient payments with your smart devices.

Tap to pay with Apple Pay or Google Pay™.

Simply add your Visa Debit card to Apple or Google Wallet and enjoy convenient payments with your smart devices.

Add card
Digital banking designed for your needs
  • Standard
    Premium (9,99 PLN a month)
  • —
    —
    Up to 5 additional currency accounts
    Up to 5 additional currency accounts
  • —
    —
    Up to 4 additional goal saving accounts
    Up to 4 additional goal saving accounts
  • —
    —
    Free Visa Platinum debit card renewals
    Free Visa Platinum debit card renewals
  • —
    —
    Preferential exchange rates on card transactions
    Preferential exchange rates on card transactions
  • —
    —
    Preferential fee for debit and credit card top-ups and SOFORT transfers
    Preferential fee for debit and credit card top-ups and SOFORT transfers
  • NEW! 1.50% interest on saving account balances up to 15 000 PLN
    NEW! 1.50% interest on saving account balances up to 15 000 PLN
    NEW! 3% interest on saving account balances up to 15 000 PLN
    NEW! 3% interest on saving account balances up to 15 000 PLN
  • 1 free ATM withdrawal per month (outside eurozone)
    1 free ATM withdrawal per month (outside eurozone)
    2 free ATM withdrawal per month (outside eurozone)
    2 free ATM withdrawal per month (outside eurozone)
  • Free current bank account
    Free current bank account
    Free current bank account
    Free current bank account
  • Free “My saved money” account
    Free “My saved money” account
    Free “My saved money” account
    Free “My saved money” account
  • Send and receive money directly from your account
    Send and receive money directly from your account
    Send and receive money directly from your account
    Send and receive money directly from your account
  • Send money without transfer fees1 between Digital Banking users
    Send money without transfer fees1 between Digital Banking users
    Send money without transfer fees1 between Digital Banking users
    Send money without transfer fees1 between Digital Banking users
  • Instantly send money to other Digital Banking users
    Instantly send money to other Digital Banking users
    Instantly send money to other Digital Banking users
    Instantly send money to other Digital Banking users
  • Free Visa Platinum debit card2
    Free Visa Platinum debit card2
    Free Visa Platinum debit card2
    Free Visa Platinum debit card2
  • Access to Visa Platinum services
    Access to Visa Platinum services
    Access to Visa Platinum services
    Access to Visa Platinum services
  • Free1 domestic bank transfers
    Free1 domestic bank transfers
    Free1 domestic bank transfers
    Free1 domestic bank transfers
  • Free automatic payments (direct debit)
    Free automatic payments (direct debit)
    Free automatic payments (direct debit)
    Free automatic payments (direct debit)
  • 24/7 customer support for lost/stolen card
    24/7 customer support for lost/stolen card
    24/7 customer support for lost/stolen card
    24/7 customer support for lost/stolen card
    • Standard
      —
      —
      —
      —
      —
      —
      —
      —
      —
      —
      NEW! 1.50% interest on saving account balances up to 15 000 PLN
      NEW! 1.50% interest on saving account balances up to 15 000 PLN
      1 free ATM withdrawal per month (outside eurozone)
      1 free ATM withdrawal per month (outside eurozone)
      Free current bank account
      Free current bank account
      Free “My saved money” account
      Free “My saved money” account
      Send and receive money directly from your account
      Send and receive money directly from your account
      Send money without transfer fees1 between Digital Banking users
      Send money without transfer fees1 between Digital Banking users
      Instantly send money to other Digital Banking users
      Instantly send money to other Digital Banking users
      Free Visa Platinum debit card2
      Free Visa Platinum debit card2
      Access to Visa Platinum services
      Access to Visa Platinum services
      Free1 domestic bank transfers
      Free1 domestic bank transfers
      Free automatic payments (direct debit)
      Free automatic payments (direct debit)
      24/7 customer support for lost/stolen card
      24/7 customer support for lost/stolen card
    • Premium (9,99 PLN a month)
      Up to 5 additional currency accounts
      Up to 5 additional currency accounts
      Up to 4 additional goal saving accounts
      Up to 4 additional goal saving accounts
      Free Visa Platinum debit card renewals
      Free Visa Platinum debit card renewals
      Preferential exchange rates on card transactions
      Preferential exchange rates on card transactions
      Preferential fee for debit and credit card top-ups and SOFORT transfers
      Preferential fee for debit and credit card top-ups and SOFORT transfers
      NEW! 3% interest on saving account balances up to 15 000 PLN
      NEW! 3% interest on saving account balances up to 15 000 PLN
      2 free ATM withdrawal per month (outside eurozone)
      2 free ATM withdrawal per month (outside eurozone)
      Free current bank account
      Free current bank account
      Free “My saved money” account
      Free “My saved money” account
      Send and receive money directly from your account
      Send and receive money directly from your account
      Send money without transfer fees1 between Digital Banking users
      Send money without transfer fees1 between Digital Banking users
      Instantly send money to other Digital Banking users
      Instantly send money to other Digital Banking users
      Free Visa Platinum debit card2
      Free Visa Platinum debit card2
      Access to Visa Platinum services
      Access to Visa Platinum services
      Free1 domestic bank transfers
      Free1 domestic bank transfers
      Free automatic payments (direct debit)
      Free automatic payments (direct debit)
      24/7 customer support for lost/stolen card
      24/7 customer support for lost/stolen card

Protect yourself from fraud.

We’re here to help you learn to spot scams and warning signs. Click the button to see our tips.

Protect yourself from fraud.

We’re here to help you learn to spot scams and warning signs. Click the button to see our tips.

Learn more
Download the app and open your Western Union Digital Banking bank account today
Download now

1 There is a limit on the number of fee free transactions. Check our price list for details on number of free transfers and applicable fees thereafter. Western Union also makes money from currency exchange. Exchange rates are subject to change without notice.

2 Free physical Visa Platinum Debit card during after opening an account. Limited to standard shipping only. Limited time offer valid until December 31st, 2025.

The above terms and conditions refer to the currently advertised promotions. Other active promotions are available here: https://www.westernunion.com/pl/en/digitalbanking/frequently-asked-questions.html.