Send money to China

Quickly and reliably, with our great transfer fees1.

    Send to
    EUR

    FX: 1.00 EUR =

    Fee:

    Exchange Rates and Fees vary by payment and payout options and are subject to change. To check other options, simply click “Send now”.
    Send money
    Be informed. Be aware. Protect yourself from fraud
    Asian man working in building

    We encrypt your transfers

    We are committed to keeping your data secure

    How can I send money to China?

    Transfer money the way you like – online, via our app, or from a Western Union agent location.

    • Spot-_-laptop-and-coffe
      Online

      Transfer money whenever you want in minutes2 .

      Send money
    • With our app

      Transact from anywhere with just a few taps and swipes.

      Get the app
    • From a location

      Prefer the personal touch? Choose from hundred thousand of location in Portugal to send money to China today.

      Find locations
    • Bank account

      With Western Union, you can complete a wire transfer to bank accounts around the world and receive funds directly to them.

    • Cash pickup

      Transfer money for cash pickup at hundreds of thousands of Western Union® agent locations around the world. Simply find the nearest agent location to you to receive your money transfer.

    • Through Weixin

      Your receiver can get your money transfer through the Weixin app via a linked bank account.

      Learn more
    • Through Alipay3

      You can choose Alipay3 as a receiving option. All you need is the receiver’s name and Alipay ID (Chinese mobile number).

      Send now

    Send money to a bank account in China

    Make a money transfer on the go, anywhere, any time, and pay how you want.

    Track your money transfer in real time, so you know exactly when it’s arrived, bringing you peace of mind.

    Save receiver details to make repeat money transfers with ease.

    Learn more
    4.7/5
    4.6/5

    Rating as of 10 April, 2024.

    app-store google-play
    hand-phone
    alipay_sm_china_it

    Send money easily to Alipay3 users

    Relax. Sending money to China just got easier. Now you can choose Alipay3 as a receiving option

    Save time by verifying your identity once, right in our app.

    All you need is the receiver’s name and Alipay ID (Chinese mobile number).

    The money will be delivered directly to your receiver’s bank card tied to Alipay account in China.

    What does my receiver need to collect their money?

    • Transfer details

      The receiver will need to provide the sender’s full name, along with the country the transfer was sent from and the approximate amount

    • MTCN

      A unique Money Transfer Control Number (MTCN) of the transaction that you’ll need to share with your receiver

      Send money now
    • ID

      An official government-issued identification document

    How to receive cash in China?

    • At an agent location
      1. Visit a Western Union agent location.
      2. Provide your sender’s details. This includes your sender’s name, the amount sent and the Money Transfer Control Number (MTCN).
      3. Show proof of identity. Make sure to bring a valid government-issued photo ID.
      4. Receive the money. The money will be available to you after your details have been verified.
    • At a bank

      Bank account is required at:

      1. Bank of China. Foreign currency bank account is required for USD and EUR payout if accumulated payout amount is over USD1,000 or equivalent per person/per day.
      2. Postal Savings Bank of China and China Construction Bank. For USD/EUR payout.
      3. China Minsheng Bank, Bank of Jilin and Fujian Haixia Bank. For USD payout.
      4. Shanghai Pudong Development Bank Shanghai branches.

    How does Western Union work with Weixin to send money in China?

    You can receive money transfers through Western Union using Weixin in China. Use this information to learn more about how it works.

    How can I send money (CNY) to a Weixin user with Western Union?

    Use your existing Western Union login details or if you’re not an existing customer, create a new customer profile with Western Union by registering on either the Western Union website or the Western Union® Mobile app.

    1. Select Send Money.
    2. Select Mobile wallet as the delivery method.
    3. Select a payment method.
    4. Select Continue.
    5. Complete the Receiver’s information:
    6. Select Weixin as Wallet service provider.
    7. Select 86 (CN) as Country code.
    8. Enter the Wallet mobile number.
    9. Select the Purpose of transaction.
    10. Select Continue.
    11. Enter the card number in the Payment information
    12. Select Continue to review.
    13. Review your transfer details and click Transfer.

    After Western Union receives your payment and sends it to Weixin, you need to notify your receiver about the transfer and remind them to complete first-time verification in 微汇款 (Weihuikuan) mini program. The receiver can install the Weixin mini program, they receive the SMS from Weixin which would take them to this program.

    Who can I send money to via Weixin?

    You can send money to anyone who is a Chinese citizen with a Chinese National ID. To receive the transfer, your receiver will need to register on the mini program 微汇款 (Weihuikuan) within the next 48 hours after you sent the transfer. Western Union and Weixin will notify the receiver.

    How much can I send?

    A maximum amount of up to 50,000 CNY. This is subject to the partnering bank’s region restrictions with 微汇款 (Weihuikuan) when transferring to Weixin balance.

    How can the receiver get money through Weixin app?

    How to send money to Weixin:

    1. Log in or register our app or website or visit an agent location near you.
    2. Select ‘China’ as the destination and enter the amount you want to send.
    3. Choose ‘Cash’ as the payout option and select your payment method.
    4. Enter your receiver’s details, confirm, pay for money transfer and send.
    5. Remember to share the Money Transfers Control Number (MTCN) with your receiver.

    You receiver in China needs to follow these steps:

    1. Open the Weixin app and search for the ‘WEIHUIKUAN’ mini program.
    2. Select ‘Receive global remittance’ on the landing page, then the ‘Receive with MTCN’ service.
    3. Input the 10-digit Money Transfer Control Number (MTCN) and the currency.
    4. Agree to sign the payout service with Shanghai Pudong Development Bank (applicable on first money transfer only).
    5. Confirm the request for receiving money (in RMB). Select the debit card, purpose of money transfer, and relationship with sender.
    What do I need to receive a transfer with Weixin using Western Union?

    You can receive your transfers with Weixin if you meet the following requirements:

    • Register for your Weixin account on the Weixin Mobile app.
    • Be a Chinese citizen with a National ID card.
    • Authorise your bank card or Weixin Wallet Balance in the mini program 微汇款 (Weihuikuan).
    • Sign the kinship commitment letter (if you’re receiving money for family support reasons).
    How can I receive money through Weixin?

    You can receive money transfers from Western Union through Weixin. Follow the steps below to make sure that your profile is set up to receive money for the first time.

    1. Receive a URL link through SMS initiated by Weixin or your sender after the transfer was sent.
    2. Select the link within 48 hours to complete the transfer pickup.
    3. Select Weixin Wallet Balance or a bank account linked to Weixin Pay as your delivery method.
    4. Complete the authentication process.
    5. Sign the service agreement.
    6. Sign a kinship commitment letter for supportive document collection when the transfer purpose is family support.
    7. Review the transfer status in the Weixin mini program 微汇款 (Weihuikuan).
    What if I didn’t receive a notification to link my account?

    If you didn’t receive a text message or notification with instructions on how to link your account, follow these steps:

    1. Open your Weixin Mobile app.
    2. Select the Chats
    3. Search for 微汇款 (Weihuikuan).
    4. Select 微汇款 (Weihuikuan) mini program in the search results.
    5. Choose 我要收款 (I am a recipient)
    6. Click 创建名片去收款 (Create my receiving account) to link a bank card or Weixin Wallet Balance.
    Why was my transfer rejected?

    Transfers can be automatically rejected for the following reasons:

    • If you don’t link a valid card or your Weixin Wallet Balance as your receiving account in the 微汇款 (Weihuikuan) mini program within 48 hours of your sender sending the transfer.
    • If you’ve reached your receiving limit. Receiving limits apply to all transfers, even if your money is delivered by another transfer service.
    • If you’ve exceeded the monthly five transfer limit for family support or salary reasons.
    • If your sender doesn’t meet the age requirements. Senders need to be 16–65 years old.
    • If you have not submitted the required supporting documents for the transfer within 48 hours of receiving the notice of documents.
    Can I cancel receiving my transfer?

    Yes. You will be offered an option to cancel the transfer if you are unable to provide the supporting materials required to receive the transaction.

    Send at an agent location

    Send cash from one of Western Union agent locations in Portugal.

    Find locations

    1 Western Union also makes money from currency exchange. When choosing a money transmitter, carefully compare both transfer fees and exchange rates. Fees, foreign exchange rates and taxes may vary by brand, channel, and location based on a number of factors. Fees and rates subject to change without notice.

    2 Transfers to certain accounts may only be available during China bank processing hours, which are 7.30am to 9.45pm China Standard Time. Funds sent to a first time receiver may be delayed until WU receives additional required information from the receiver. Service and funds availability depends on certain factors including amount sent, currency availability, regulatory issues, consumer protection issues, identification requirements, required receiver action(s), delivery restrictions, location hours, and differences in time zones (collectively, “Restrictions”).

    3  Ant Group, its affiliates and the Alipay Brand (collectively, “Alipay”) are not licensed to provide remittance services in Portugal. Alipay partners with Western Union which is licensed to conduct remittances in this market, to facilitate the receipt of the remittances in the receiving market powered by Alipay’s technology.