Western Union Digital Banking
Send money to more than 200 countries and territories

Download the Western Union Digital Banking app and enjoy fee-free² money transfers between users, a free bank account, savings account and other roperks.

Redirect money to a Western Union Digital Banking account

Expecting a money transfer? Earn a 100 RON bonus¹ when you redirect it to Western Union Digital Banking until September 30, 2024.

Just download the Digital Banking app to redirect your incoming money transfer (MTCN) into your Digital Banking account.

You’ll get a 100 RON reward and access to other Digital Banking benefits. It’s a win-win!

If you would still like to pick up your money transfer in cash, you can always do so at your nearest agent location.

Western Union Digital Banking
is going to transform the way you send, save and spend money.

Banking in multiple currencies and earn interest rate on your savings account.

Instant money transfers to other Western Union Digital Banking account holders for 0 RON transfer fee².

Free Visa Platinum debit card³.

How to get started?

Sign up to the new Western Union Digital Banking bank account with your existing Western Union login details or create a new account.

Opening a bank account requires ID details and other additional information. It takes only a few steps to submit your Western Union Digital Banking application.

Once your Western Union Digital Banking account is approved, you’re done! Now you will be able to order your Visa Platinum debit card.

All these benefits are available in a single Western Union Digital Banking app.
Find the FAQ’s here.

Tap to pay with Apple Pay or Google Pay™.

Simply add your Visa Debit card to Apple or Google Wallet and enjoy convenient payments with your smart devices.

Digital banking designed for your needs

Standard
Premium (18,99 RON a month)
–
–
Up to 5 additional currency accounts
Up to 5 additional currency accounts
–
–
Up to 4 additional goal saving accounts
Up to 4 additional goal saving accounts
–
–
Free Visa Platinum debit card renewals
Free Visa Platinum debit card renewals
–
–
Preferential exchange rates on card transactions
Preferential exchange rates on card transactions
–
–
Preferential fee for debit and credit card top-ups and SOFORT transfers
Preferential fee for debit and credit card top-ups and SOFORT transfers
NEW! 1% interest on saving account balances up to 15 000 RON
NEW! 1% interest on saving account balances up to 15 000 RON
NEW! 2.5% interest on saving account balances up to 15 000 RON
NEW! 2.5% interest on saving account balances up to 15 000 RON
1 free ATM withdrawals per month
1 free ATM withdrawals per month
2 free ATM withdrawals per month
2 free ATM withdrawals per month
Free current bank account
Free current bank account
Free current bank account
Free current bank account
Free savings account
Free savings account
Free savings account
Free savings account
Send and receive money directly from your account
Send and receive money directly from your account
Send and receive money directly from your account
Send and receive money directly from your account
Send money without transfer fees² between Digital Banking users
Send money without transfer fees² between Digital Banking users
Send money without transfer fees² between Digital Banking users
Send money without transfer fees² between Digital Banking users
Instantly send money to other Digital Banking users
Instantly send money to other Digital Banking users
Instantly send money to other Digital Banking users
Instantly send money to other Digital Banking users
Free Visa Platinum debit card³
Free Visa Platinum debit card³
Free Visa Platinum debit card³
Free Visa Platinum debit card³
Access to Visa Platinum services
Access to Visa Platinum services
Access to Visa Platinum services
Access to Visa Platinum services
Free² domestic bank transfers
Free² domestic bank transfers
Free² domestic bank transfers
Free² domestic bank transfers
Free automatic payments (direct debit)
Free automatic payments (direct debit)
Free automatic payments (direct debit)
Free automatic payments (direct debit)
24/7 customer support for lost/stolen card
24/7 customer support for lost/stolen card
24/7 customer support for lost/stolen card
24/7 customer support for lost/stolen card

Standard
–
–
–
–
–
–
–
–
–
–
NEW! 1% interest on saving account balances up to 15 000 RON
NEW! 1% interest on saving account balances up to 15 000 RON
1 free ATM withdrawals per month
1 free ATM withdrawals per month
Free current bank account
Free current bank account
Free savings account
Free savings account
Send and receive money directly from your account
Send and receive money directly from your account
Send money without transfer fees² between Digital Banking users
Send money without transfer fees² between Digital Banking users
Instantly send money to other Digital Banking users
Instantly send money to other Digital Banking users
Free Visa Platinum debit card³
Free Visa Platinum debit card³
Access to Visa Platinum services
Access to Visa Platinum services
Free² domestic bank transfers
Free² domestic bank transfers
Free automatic payments (direct debit)
Free automatic payments (direct debit)
24/7 customer support for lost/stolen card
24/7 customer support for lost/stolen card
Premium (18,99 RON a month)
Up to 5 additional currency accounts
Up to 5 additional currency accounts
Up to 4 additional goal saving accounts
Up to 4 additional goal saving accounts
Free Visa Platinum debit card renewals
Free Visa Platinum debit card renewals
Preferential exchange rates on card transactions
Preferential exchange rates on card transactions
Preferential fee for debit and credit card top-ups and SOFORT transfers
Preferential fee for debit and credit card top-ups and SOFORT transfers
NEW! 2.5% interest on saving account balances up to 15 000 RON
NEW! 2.5% interest on saving account balances up to 15 000 RON
2 free ATM withdrawals per month
2 free ATM withdrawals per month
Free current bank account
Free current bank account
Free savings account
Free savings account
Send and receive money directly from your account
Send and receive money directly from your account
Send money without transfer fees² between Digital Banking users
Send money without transfer fees² between Digital Banking users
Instantly send money to other Digital Banking users
Instantly send money to other Digital Banking users
Free Visa Platinum debit card³
Free Visa Platinum debit card³
Access to Visa Platinum services
Access to Visa Platinum services
Free² domestic bank transfers
Free² domestic bank transfers
Free automatic payments (direct debit)
Free automatic payments (direct debit)
24/7 customer support for lost/stolen card
24/7 customer support for lost/stolen card

Protect yourself from fraud.

We’re here to help you learn to spot scams and warning signs. Click the button to see our tips.

Download the app and open your Western Union Digital Banking bank account today

¹ Customer must make a deposit using MTCN Redirect of a transaction which is greater than 200 EURs (or equivalent in other currency). The MTCN redirect is awarded with 100 RON. In total, Western Union Digital Banking account user can receive up to 100 RON max. Limited time offer until September 30, 2024

² There is a limit on the number of transfer fee free transactions. Check our price list for details on number of free transfers and applicable fees thereafter. Western Union also makes money from currency exchange. Exchange rates are subject to change without notice.

³ Free physical Visa Platinum Debit card during after opening an account. Limited to standard shipping only. Limited time offer valid until September 30, 2024.

The above terms and conditions refer to the currently advertised promotions. Other active promotions are available here: https://www.westernunion.com/ro/en/digitalbanking/frequently-asked-questions.html.