How to Send Money from India to the USA

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    *Only available for new customers. FX rate offer is good for a limited time. Western Union makes money off currency exchange. $0 fee not available for credit cards and transfers to Cuba.

    *Only available for new customers. FX rate offer is good for a limited time. Western Union makes money off currency exchange. $0 fee not available for credit cards and transfers to Cuba.

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    Send Money from India to US

    {senderCurrencyName} to {receiverCurrencyName}

    Get a special rate and no fees on your first transfer.
    $0 fees for bank deposit, mobile money, and debit card deposit.

    Convert {senderCurrencyCode} to {receiverCurrencyCode} with Western Union to send money internationally.

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    Exchange Rates and Fees shown are estimates, vary by a number of factors including payment and payout methods, and are subject to change. To check current rates and other options, simply click “Send money”.

    FX: 1.00 USD = from to

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    You Save {{feeDifference}} on fee
    Receiver gets {{extraMoney}} more
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    Convenient ways to send and receive money

    Send online

    Learning how to transfer money from India to the USA online won’t take long. Register for a free profile or log in to your existing one.

     

    Start your transfer
    Bank account

    From California to New York, send funds directly to friends and relatives with a bank account deposit.

     

    Learn more about deposits

    Choose the way you pay

    Using your bank details
    With a credit2 or debit card

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    Sending money to bank accounts in the USA from India

    Remember that your bank account name needs to match your Western Union profile name when transferring money from India to the USA.

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    Your money transfer from India to the USA might be just the start. We serve more than 200 different countries and territories.

    Serving customers since the 1850s

    Our long heritage gives us plenty of experience in transferring money across the world.

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    Access all our in-person services from a wide range of convenient agent locations.

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    Follow the money

    Use your tracking number (MTCN) each time you transfer money from India to the USA to follow its progress in real time.

    Quick and easy

    Sign up in minutes to speed up the process for future money transfers1.

    Keep loved ones’ details to hand

    Store information of important people so they’re easy to access when you next make a money transfer.

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    Frequently asked questions

    How much money can I send from India to the USA?

    For each money transfer from India to the USA, you can send the INR equivalent of:

    • $10,000 for education purposes.
    • $5,000 for other purposes – such as exam fees or medical treatment costs.

    An annual limit equivalent to $250,000 applies each financial year, which goes from April 1 to March 31.

    How do I send money online from India to the USA?

    Transferring money from India to the USA online for the first time takes a few simple steps:

    1. Register for a free Western Union profile, or log in if you’ve got one already.
    2. Click ‘Send money’ and check the United States is set as your destination country.
    3. Enter the transfer amount, within any limits described.
    4. Select your payment and collection methods.
    5. Add account details3 of your receiver and follow any further instructions.
    6. Read the fraud prevention information provided, accept our terms and conditions, and confirm your money transfer.
    What do I need to send money online from India to the USA?

    It’s useful to gather the following information to successfully transfer money from India to the USA online:

    • The bank’s name and ABA routing number, or Swift/BIC code.
    • Your receiver’s full name and bank account number.
    • Their address, city, state and zip code.
    • Their phone number.
    How can I send money to a USA bank account from India?

    Follow these tips to learn how to send money from India to the USA via a bank deposit:

      1. Go to the Western Union website and register or log in to your profile.
      2. Start your transfer by entering the United States as the destination, along with the intended amount to send.
      3. Choose ‘Bank account’ as the collection method, plus your method of payment.
      4. Provide the details of your loved one in the US – including the bank’s name, code, and their account number. Save these details for future transfers if you wish.
      5. Check all the details and pay. You’ll find a confirmation email and tracking number (MTCN) in your inbox.

    Send money internationally

    Philippines
    Mexico
    Nigeria
    India
    Dominican R
    Canada
    United Kingdom
    Kenya
    Argentina

    1 Funds may be delayed or services unavailable based on certain transaction conditions, including amount sent, destination country, currency availability, regulatory issues, identification requirements, Agent location hours, differences in time zones, or selection of delayed options. For mobile transactions funds will be paid to receiver’s mWallet account provider for credit to account tied to receiver’s mobile number. Additional third-party charges may apply, including SMS and account over-limit and cash-out fees. See the transfer form for restrictions.

    2 If you’re using a credit card, a card-issuer cash advance fee and associated interest charges may apply. To avoid these fees or for reduced fees, use a debit card or check other payment methods.

    3 Please make sure that the receiver’s name accurately matches the details of the bank account owner. (Account details may vary by country.)