Send money directly to bank accounts around the world

1. Log in or sign up and verify your free account. Click ‘Send now’ to start your transfer.
2. Enter the destination and amount you’d like to send. Transaction times vary per destination, but you’ll be able to see these as you make your selections.
3. Select ‘Bank account.’ You can select a past receiver or enter their bank account details.
The recipient information you’ll need varies by location, but the bank name is mandatory in most countries.
4. Pay with your credit/Visa debit card¹.
5. We will send you a confirmation email with a tracking number of your transaction (MTCN).
You can share this number with your receiver to track the funds.

1. Log in or sign up and verify your free account. Click ‘Send now’ to start your transfer.
2. Enter the destination and amount you’d like to send. Transaction times vary per destination, but you’ll be able to see these as you make your selections.
3. Select ‘Bank account.’ You can select a past receiver or enter your receiver’s bank account details. The recipient information you’ll need varies by location, but the bank name is mandatory in most countries.
4. Select ‘Bank account’ as your payment method.
5. We will send you a confirmation email with a tracking number of your transaction (MTCN). You can share this number with your receiver to track the funds.

1. If you already have the Western Union^® app, log in with Touch ID or your credentials.
If you don’t have our app yet, simply download it on the Apple App Store or Google Play Store. New users can follow the steps to sign up with an email address. You can verify your profile using your driver’s license, passport or government-issued ID.
2. Start a transfer by entering the destination country and the amount you’d like to send.
Choose the payout method that works for you: directly to a bank account, for cash pickup or to a mobile wallet³ based on your receiver’s country. Then, enter your receiver’s details.
3. Pay for your money transfer via credit/Visa debit card¹ or with your bank account.
4. We’ll provide the tracking number for your transaction (MTCN). Share this number with your receiver to track the funds. If sending to a mobile wallet, you and your receiver will get a confirmation alert via text notification when the money is delivered.

Learn more

See below for a list of countries where you can send direct to bank.

See bank account transfer details

IBAN stands for International Bank Account Number. An IBAN is a number attached to all accounts in European bank accounts. It is made up of:
• A code that identifies the country the account belongs to
• The account holder’s bank
• The account number itself

You can find the IBAN on your receiver’s bank account statement or in the bank’s online system.

Example of an IBAN structure of a German bank:
DE89370400440532013000

BIC stands for Bank Identifier Code. This is a unique identification code for a bank that is made up of 8 or 11 characters.

You can find the BIC via a search online here: http://www.ifsccodebank.com/
You can also find the BIC printed on the receiver’s cheque or bank statement or by asking the receiver’s bank.
Example of a BIC for Deutsche Bank in Berlin:
DEUTDEBBXXX

IFSC stands for Indian Financial System Code. This is an 11-character code used to uniquely identify every bank branch.

A bank transfer is when money is sent from one bank account to another. “Bank transfer” is typically a general term that covers a range of money transfers, including cash transfer, online money transfer and more.

BSB stands for Bank State Branch. It is a 6-digit number that identifies banks and branches in Australia.

You can find the BSB on the bank’s website or on the receiver’s bank statement.

Example of BSB for Commonwealth Bank in Australia:
060987

CLABE stands for Clave Bancaria Estandarizada and is an 18-digit number that identifies individual bank accounts in Mexico.

On the receiver’s bank statement.

A sort code is a 6-digit code that identifies a bank, used in Britain & Ireland.

Example code for Bank of England:
101079