Western Union Digital Banking
Get a free bank account

Download the App, register and enjoy:
  • a free bank account
  • a free Visa Platinum debit card1
  • earn interests on your savings

WUDB phone app

Free bank account for checking and savings.

Free Visa Platinum debit card1.

Earn interests on your savings.

Open a bank account without Schufa.
Many banks in Germany ask for “Schufa” credit score. We don’t!

Open a bank account without Schufa.
Many banks in Germany ask for “Schufa” credit score. We don’t!

Western Union Digital Banking Standard Account offers you:

  • Free checking account
  • Free savings account
  • Free Visa Platinum debit card1
  • Up to 0.50% p.a. interests on your savings account
  • International money transfers
  • Free instant transactions between Digital Banking users2
  • 3 Free ATM withdrawals in the euro zone per month

Get even more advantages with Premium

Get even more advantages with Premium

Have a question or need help?

We’re here for you. Browse our FAQ section or get in touch with our customer care team to find out more.

1 Free physical Visa Platinum debit card after opening an account. Limited to standard shipping only. Limited time offer valid until June 30, 2025.

2 There is a limit on the number of transfer fee free transactions. Check our price list for details on number of free transfers and applicable fees thereafter. Western Union also makes money from currency exchange. Exchange rates are subject to change without notice.

The above terms and conditions refer to the currently advertised promotions. Other active promotions are available here: https://www.westernunion.com/de/en/digitalbanking/frequently-asked-questions.html.