Send money to a bank account

Reach your loved ones directly with a fast bank transfer straight to their account1.

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Why send money to a bank account?

Western Union bank transfers are quick and simple. Have your loved ones receive money reliably without any need to go to an agent location.

It’s convenient

Transfer funds directly to your receiver’s bank account1, so there’s no need to arrange for a cash pickup location.
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It’s international

Wire money to bank accounts1 in over 50 countries around the world.
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It’s reliable

Check the status of your transfer using your unique Money Transfer Control Number (MTCN). You’ll also get notified by email when the money arrives.
Track your transfer

Enjoy a trusted service

With our encrypted servers and stringent fraud prevention measures in place, you can enjoy real peace of mind as you transfer money.

Pay the way you like

Bank transfer

Credit3 or debit card

Via Apple Pay® in our app

Cash at an agent location

Bank account iDeal

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Check our rates

When you send money to a bank account with Western Union, you can check our fees and exchanges rates in real time2.

Check today’s rate

How do I send money to a bank account?

Transfer money to bank accounts with Western Union at home and abroad in three convenient ways—online, via our mobile app, and at our agent locations. You can pay in cash, by bank transfer, or with your credit or debit card.

What do I need to send money to a bank account?

When transferring money to a bank account, always make sure to have the following information ready. You may need some additional things depending on the destination bank and country.

  1. Receiver’s details

    Name and country of your receiver.

  2. Bank details

    Bank name and bank code (BIC).

  3. Account details

    Receiver’s account number (IBAN).

Send money to a bank account FAQ

1 Funds may be delayed or services unavailable based on certain transaction conditions, including amount sent, destination country, currency availability, regulatory issues, identification requirements, agent location hours, differences in time zones, or selection of delayed options. For money transfers made by cell phone, the funds will be paid to the receiver’s mobile wallet account provider so they can then be credited to the account linked to the receiver’s cell phone number. Additional third-party charges may apply, including SMS, account over-limit and cash-out fees. See the transfer form to learn more about restrictions.

2 Excludes transfers to SEPA countries above 300 EUR for cash pick up. Western Union also makes money from currency exchange. When choosing a money transmitter, carefully compare both transfer fees and exchange rates. Fees, foreign exchange rates and taxes may vary by brand, channel, and location based on a number of factors. Fees and rates subject to change without notice.

3 If you’re using a credit card, a card-issuer cash advance fee and associated interest charges may apply. To avoid these fees or for reduced fees, use a debit card or check other payment methods.