Receive your salary to your account and pay your bills.
Your local German account makes it easy to receive your salary or pay your bills all in one place.
Open a bank account without Schufa.
Many banks in Germany ask for “Schufa” credit score.
We don’t!
Get your free1 Visa Platinum debit card.
Use your Visa Platinum debit card to pay in shops, online, or to withdraw cash at an ATM.
Learn moreUse the Western Union Digital Banking app to send and receive money transfers, and save yourself a trip to the agent location.
Free instant transactions between Digital Banking users2
Transact with no fees between other Digital Bank users in Germany, Romania, Italy, and Poland!
A Standard Account offers you:
Looking for more?
Premium Account holders have access to multi-currency accounts, goal accounts, and higher interest on savings.
Looking for more?
Premium Account holders have access to multi-currency accounts, goal accounts, and higher interest on savings.
Free German current account.
Free physical Visa Platinum debit card.
Send money to 200+ countries and territories.
Free transfers to other Western Union Digital Banking account holders2.
Rating as of 28/11/2024.
Rating as of 28/11/2024.
1 Free physical Visa Platinum debit card after opening an account. Limited to standard shipping only. Limited time offer valid until June 30, 2025.
2 There is a limit on the number of fee free transactions. Check our price list for details on number of free transfers and applicable fees thereafter. Western Union also makes money from currency exchange. Exchange rates are subject to change without notice.
