You can send money to another Western Union Digital Banking account, to a Western Union agent location for cash pickup, to a bank account, or to a mobile wallet⁵ account. Details on each are included below so you can pick the method that works best for you and your receiver.

Western Union Digital Banking Account: Sending money to another Western Union Digital Banking account is instant and fee-free⁴ so tell your friends and family to open an account today. Once they have an account, you can add them as a contact and send money in a few taps.

Cash: Send money directly from your Western Union Digital Banking account for cash pickup in minutes¹ from hundreds of thousands of Western Union agent locations around the world.

Bank Account: Money can be sent directly to a bank accounts in 138 countries. Delivery timelines are dependent on the receiver’s country, but money is generally available within a few days.

Mobile Wallet⁵: If your receiver lives in a country where Western Union offers mobile money transfers, you can send money to their mobile phone in a matter of minutes. Make sure your receiver has activated a mobile wallet with one of the Western Union partner mobile operators in their country.

To easily send money online with a credit³ card, simply:

• Register for free and create a profile.
• Enter your money transfer details.
• Pick how your receiver wants to get their money.
• Enter your receiver details.
• Select ‘credit card’ as your preferred payment method.
• Pay and confirm the online money transfer to quickly move your money.

To make an online money transfer you need:

• An email address to register for a free profile.
• A payment method for the money transfer – a credit³/debit card, bank account, Sofort or Apple Pay^® if sending via our app.
• Your receiver’s full name.
• The receiver’s banking, mobile wallet or debit card details – where this receiver method is available – or their address to arrange cash pickup.
• Potentially some form of ID to verify your profile.

You can send money online for cash pickup to a receiver without a bank account. When creating an online money transfer, select cash pickup, enter their name and address, and choose their nearest agent location for a quick and easy money transfer. Money can arrive in minutes¹ for cash pickup.

You can also send money to a receiver’s mobile wallet – if they live in a country where this service is available. They must also have a mobile wallet activated with one of our partner mobile operators. Learn more about sending money to a mobile wallet.

With a bank account, you can easily transfer money online with Western Union. Log in or register for a free profile and enter the money transfer details, then choose how you wish your receiver to get the money. Finally, select bank transfer or online bank transfer (Sofort) as the payment method – whichever suits you best.

Get started sending money online with your bank account today.