Send it their way

Spend no time saving them time. Send money directly to your receiver’s mobile wallet2 – no pickup necessary. Pay zero transfer fee3 on your first online money transfer to a mobile wallet.

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    Protect yourself from fraud

    We encrypt your transfers

    We are committed to keeping your data secure

    We’ve sent money around the world for over 150 years

    How to send money to Ghana from Germany

    Send online

    Send money to Ghana in a few clicks. Create a free profile, log in, and support your loved ones financially, wherever you are.

    Send money online
    Send money in person

    You can carry out your entire transaction in person. Simply visit one of our branches in Germany to send money to Ghana.

    Find your location
    Send via app

    With the Western Union® app, it’s easy to send money to Ghana. You can pay via bank transfer, SOFORT, Apple Pay®, credit4 or debit card.

    Download the app
    Bank account

    Transfer money directly to your loved ones’ bank account in Ghana.

    Receive money in cash

    Send money for cash pickup at any one of our Western Union branches across Ghana, from Accra to Tamale.

    Mobile Wallet2

    You can send money to your loved one’s Mobile Wallet2 wherever they are in Ghana.

    Register to send money to Ghana

    Register
    Pay the way you like

    Choose the payment method that suits you best to send money to Ghana: debit or credit card4, bank transfer, Apple Pay®, SOFORT or cash.

    Track your transfer

    Follow the progress of your money transfer from Germany to Ghana using your unique tracking number (MTCN).

    Money in minutes1

    When you send money from Germany to Ghana with Western Union, your money could reach your loved ones in a few minutes1.

    Speed up future transactions

    Save time the next time you need to send money to Ghana by registering the details of your recurring recipients.

    Register
    Ghana

    Why choose Western Union?

    Easy registration

    Register today by entering your details to create your free profile, on our website or via the app.

    Commitment to Security

    Our encryption and fraud prevention measures help protect your Western Union money transfers.

    Worldwide reach

    You can transfer cash from Germany to over 200 countries and territories via a range of flexible options.

    Send money to Ghana with ease via our app

    Save recipient details to speed up your next money transfer to Ghana.

    Send money to Ghana wherever and whenever you want.

    Follow the progress of your transfer once it has been sent, by using your unique tracking number (MTCN).

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    Choose the payment method that suits you best

    Bank account
    Transfer with SOFORT
    Credit4 or debit card
    Via Apple Pay® in our app
    Pay in cash

    More info on sending money from Germany to Ghana

    Get a free estimate before shipping

    Calculate costs3 before sending money to Ghana with a free estimate. Check the exchange rate3 from EUR to GHS at any time, with no obligation to send.

    A range of payment options with Western Union

    You can pay for your money transfer as you wish: with SOFORT or Apple Pay® in our application, with a bank transfer, credit4 or debit card, or cash.

    Find your money transfers on the History page

    Are you missing some information about your beneficiary? No problem. You can put your money transfer on hold, then finalize it from the History page when you’re ready.

    Ready to send money to Ghana?

    If you’ve read enough about how to transfer money from Germany to Ghana, you can go ahead and transfer money through Western Union quickly and reliably.

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    Support your loved ones when they need you

    Whether it’s a wedding in Takoradi, a birthday in Kumasi, a new business opportunity, or just a chance to show you care, Western Union is always there to help you transfer money from Germany to Ghana online

    Frequently asked questions on sending money from Germany to Ghana

    How do I send money online to Ghana?

    Here is a step-by-step guide to help you send money online to Ghana:

    1.Log in or register with Western Union to set up your personal profile.

    2. Set your destination as Ghana and enter the amount you’d like to transfer.

    3. Select either cash pickup, Mobile Wallet2 or bank transfer, depending on how your receiver wants to get the money.

    4. Choose your payment method from the available options, including credit4/debit card, SOFORT, Apple Pay®, bank transfer or cash.

    5. Click ‘Continue’ and enter your receiver’s details as required.

    6. Submit your payment details if necessary and your money transfer will be processed. You should also receive a unique tracking number (MTCN) to track your money transfer in real time.

    How much money can I send online to Ghana?

    You can send up to EUR €5,000 from Germany to Ghana for cash pickup or directly to a bank account. When sending money via bank transfer, you’ll need to make sure the name on your bank account matches the name on your profile, to avoid your payment being rejected.

    If your recipient wants to receive the funds in a Mobile Wallet2 , there is a money transfer limit of EUR €2,2000.

    We will need to verify your identity for any money transfers over EUR €1,000.

    How do I estimate the cost of a money transfer to Ghana?

    You can use our price estimator to calculate the cost of your money transfer from Germany to Ghana.

    Choose ‘Ghana’ as your destination and enter the amount you’d like to send, then select your receiving and payment methods. It will then generate a total transfer cost estimate, including transfer fees3 and currency exchange rates3.

    How do I send money to Ghana from a Western Union agent location?

    Western Union has many agent locations across Germany, where you can pay for your money transfer to Ghana. Here’s a breakdown of what you can expect when sending money in person:

    1. Find an agent location near you.

    2. Head to the counter with your receiver’s details at the ready.

    3. You may also be asked for some personal identification. This could be a phone number or government-issued ID.

    4. Pay for your money transfer to Ghana in cash or use a credit4/debit card.

    5. Find the unique tracking number (MTCN) on your receipt to keep track of the money transfer.

    Do you have any further questions?

    For more on our services, you can visit our FAQs, or simply get in touch. Our customer care team is on hand to help.

    More FAQs

    1 Funds may be delayed or services unavailable based on certain transaction conditions, including amount sent, destination country, currency availability, regulatory issues, identification requirements, Agent location hours, differences in time zones, or selection of delayed options. For mobile transactions funds will be paid to receiver’s Mobile Wallet account provider for credit to account tied to receiver’s mobile number. Additional third-party charges may apply, including SMS and account over-limit and cash-out fees. See the transfer form for restrictions.

    2 Funds will be paid to receiver’s Mobile Wallet account provider for credit to account tied to receiver’s mobile number. Additional third-party charges may apply, including SMS and account over-limit and cash-out fees. Funds availability subject to terms and conditions of service. See Mobile Form for Restrictions.

    3 Western Union also makes money from currency exchange. When choosing a money transmitter, carefully compare both transfer fees and exchange rates. Fees, foreign exchange rates and taxes may vary by brand, channel, and location based on a number of factors. Fees and rates subject to change without notice.

    4 If you’re using a credit card, a card-issuer cash advance fee and associated interest charges may apply. To avoid these fees or for reduced fees, use a debit card or check other payment methods.