You can transfer money to India easily with Western Union. You can either pay the amount required on site at a Western Union location or use one of our online payment methods:

• Credit² or debit card
• Online banking
• SOFORT-Überweisung (instant transfer)
• Google Pay
• Bank transfer

The recipient can choose to have the money paid in cash or transferred to a bank account.

Western Union places great importance on the security of our services. To do this, we build on our many years of experience and use international standards, efficient protocols and established contacts. We monitor transactions in real time, check the identity of our customers for transfers from EUR 1,000 and encrypt personal as well as transfer data. Our multilingual support offers assistance should any problems arise.

How quickly the money arrives when transferring money to India depends on the payment method you choose:

• Cash payment at a Western Union location: within minutes
• Online: Transfer using a credit or debit card, SOFORT-Überweisung (instant transfer), online banking and Google Pay in real time
• Bank transfer: 1 to 2 working days

Your first online transfer to a bank account is free of transfer fees. If you want to transfer money to India, you can always see at a glance in the summary which fees apply. All you have to do is enter the amount to transfer and choose the payment and receipt method required. Our systems automatically calculate the costs including fees and exchange rate and display them directly to you.

India is not part of the SEPA payment area and Indian bank accounts therefore do not have an IBAN number. You do not need the recipient’s IBAN number for a transfer to India. Alternatively, cash collection is also possible, so the recipient does not need a bank account at all.

Western Union cooperates with a number of banks and the UPI instant payment system in India so you can send money to an Indian account easily. To do this, select the “Bank account” option in our online payment methods to receive the money. The amount required is received in real time as a UPI transfer, or in the recipient account at the following banks:

• Bank of India
• ICICI Bank Limited
• HDFC Bank
• Axis Bank
• Punjab National Bank
• Bank of Baroda