Transfer money to bank cards

Transfer money to a debit or credit1 card with Western Union, so you can send money for an important occasion, bill payment or as remittance. The transfer process is quick, so we’re here to guide you through what you need and how it works.

Support friends and family wherever they are in the world with ease and start sending money to bank cards with Western Union.

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How to transfer money to debit and credit1 cards with Western Union

Register for a free Western Union profile at westernunion.com or on our app

Head over to westernunion.com or download our app. Register for your free profile in a few easy steps. If you already have a profile, simply log in. Once you’ve done that, you can make your first transfer to a debit or credit1 card in a few simple steps.

Choose how much you want to send and where

Navigate to ‘Send now’ and choose the destination country where you want to send money. Once you’ve checked whether your destination country is covered by our card service, enter the amount to send. You’ll then see how much your receiver will get in their local currency. Check exchange rates and transfer fees2 before you send.

Choose how you your receiver wants to get their money

Choose debit or credit1 card as the receiving option, before moving onto selecting your payment method.

Choose how you want to pay

You can send money to your receiver’s debit or credit1 card by choosing to pay with either a bank card, SOFORT, or bank transfer. You can also use Apple Pay® on our app.

Provide all your receiver’s details

You’ll need to supply your receiver’s:

  • Full name
  • Address
  • Bank card number

Double-check everything you enter here, as incorrect information could mean your transfer is delayed, falls through or goes to the wrong person.

Select the purpose of your transfer

Add in the purpose of your money transfer so we know why you’re sending money to a card. This way financial institutions know everything is above board and good to go. You’ll also need to select how you’ve sourced your funds.

Finalise and pay for your transfer

Pay for your money transfer with your chosen payment method to complete the process. The money will be taken from your account and deposited into your receiver’s bank account linked to their card. This usually takes anywhere from a few minutes to around 1-5 business days, depending on the destination country.

Get started

Register to transfer money to a credit1 or debit card today

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Register for free

You can register for a Western Union profile online or via our app for free. Follow a few easy steps to get started.

Track your transfer

Complete your transfer to a debit or credit1 card and you’ll get a unique tracking number (MTCN). Use this to track your money.

Choose how you pay

With a variety of ways to pay, you can choose from credit1 or debit, bank transfer, or SOFORT when you transfer money with Western Union. Or why not use Apple Pay® on our app?

Resend quickly and easily

Create your free profile to save your regular receivers’ details to resend money quickly and easily for added convenience.

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Rely on Western Union for bank card transfers

  • When you send money to a credit1 or debit card with Western Union, your loved ones can receive funds quickly. This may take up to a few days, however, depending on their location.
  • The money transfer process is also fast, easy, and convenient. You only need to enter a few basic details, such as your receiver’s name and bank card number.

Transfers to bank cards in a few taps with our app

Download the Western Union® app to send money to and from a debit or credit1 card on the go in just a few taps.

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Frequently asked questions

How can I transfer money online to a debit or credit1 card?

You can transfer money online to a debit or credit1 card by following these steps:

  1. Register for a free Western Union profile or log in with your details.
  2. Click ‘Send now’ and choose the country where you want to send money.
  3. Select how much you want to send and choose the debit or credit1 card’ option.
  4. Choose the payment method you want to use to send the funds.
  5. Enter all the required details, including the receiver’s name and bank card number.
  6. Add the purpose of your transfer and source of funds.
  7. Confirm and pay for the transfer. Use your tracking number (MTCN) to track your transfer to a credit1 or debit card.
What information do I need to transfer money to debit/credit1 cards?

Before you send money to a debit/credit1 card, you’ll need a few pieces of information to hand. These include your:

  • Receiver’s name and contact details
  • Receiver’s bank card number
  • Bank account details
  • Valid form of ID – when you register for verification
What is the IBAN on a credit1 card?

An IBAN – also known as a SWIFT code – is an International Bank Account Number. It’s needed whenever you send or receive money internationally.

Your IBAN can be found on your bank statement. If you’re having trouble locating it, you can contact your bank and they should be happy to help.

How long does it take to transfer to a credit1/debit card?

This depends on which country you’re sending to. When you’re sending money around the world, it can take up to 5 business days.

Have more questions about transferring money to credit1 and debit cards?

Need help sending money or have another question? Contact our Customer Care team or visit our FAQ page for more information.

See FAQs

1 Some card issuers may charge additional fees for using our services. Please contact your card issuer for more information.

2 Western Union also makes money from currency exchange. When choosing a money transmitter, carefully compare both transfer fees and exchange rates. Transfer fees, foreign exchange rates and taxes may vary by brand, channel, and location based on a number of factors. Transfer fees and exchange rates subject to change without notice.