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Simply follow these steps to make an international money transfer online:

1. Register for a free Western Union online profile or log in if you have one set up already. Get started by clicking ‘Send money’.
2. Select the country where your loved one is based and enter the send amount.
3. Choose your loved one’s preferred receiving method – for example, bank account, cash or Mobile Wallet⁵.
4. Pick a payment method. Your options can include credit³/debit card, Sofort bank transfer, online bank transfer, cash, and Apple Pay^® in our app.
5. Enter any details we request about you and your receiver, then pay.
6. Follow your money with the tracking number (MTCN) we provide.

You can send money abroad without a bank account by paying in cash at a Western Union agent location. Simply follow these steps:

1. Search for an agent location that is convenient with our finder tool.
2. Hand in your receiver’s information at the front desk. You’ll also generally require a valid government-issued ID or phone number.
3. Pay with cash.
4. Track your money transfer using the tracking number (MTCN) you’re provided with.

The exact information you’ll require to send money with Western Union depends on the country and money transfer method. For example, you’ll normally need the full name and address of your receiver to send money for cash pickup, while bank account transfers generally require the bank name and account number. Learn more about the requirements for each individual country we send money to.

Money sent for cash pickup at an agent location can be available to your receiver in minutes⁴. International money transfers made to bank accounts can take longer to complete – potentially a few business days. Check our full list of destinations to see the typical bank account transfer times for each one.