Western Union Refer a Friend Program- Terms and Conditions – UK

These Terms and Conditions (the “Terms and Conditions”), together with the documents referred to in them, set out the terms that govern the Refer a Friend Program for Western Union® Online Money Transfer (“Program”). By using the Program, you confirm that you accept these Terms and Conditions and will comply with them. If you do not agree to these Terms and Conditions in their entirety, you are not authorized to participate in the Program.

To participate in the Program, visit the menu of www.westernunion.com (UK) or visit the menu of the Western Union App (UK) and select “Refer a Friend.” Users who invite friends to participate in the Program are called “Referrers”. Individuals who receive an invitation to participate in the Program are called “Referees.”

The Program

Subject to your compliance with these Terms and Conditions, Western Union will provide you and your Referee with a 10 GBP Prepaid Mastercard® each (the “Reward”) if your Referee accepts the Program Terms and Conditions through the Referral Link and completes an online Western Union international Western Union® Online Money Transfer (“Money Transfer”) sent from the UK of at least 50 GBP principal amount during the Program Period. Money Transfers must be started and finished through www.westernunion.com (UK) or the Western Union App (UK).
(a) To participate as a Referrer, you must (i) have a Western Union online profile, i.e. you are a registered user of www.westernunion.com (UK)or the Western Union App (UK); (ii) have shared the referral link; and (iii) the Referee you shared the link with has used the referral link when creating a profile in www.westernunion.com (UK) or the Western Union App (UK). The Referrer may refer as many people as they want, however the Referrer will only receive a Reward for the first 5 Referees per Program Period. If the Referrer refers more than 5, the Referrer will not receive a Reward however the Referee will receive a Reward. (b) If you want to participate as a Referee, you must be a registered user of www.westernunion.com (UK) or Western Union App (UK). Your registration on www.westernunion.com (UK) or Western Union App (UK) is necessary so that you may perform a Western Union® Online Money Transfer and so that we may provide you with any Rewards you earn.
This Program starts on 12:01:01 am (UTC) on January 24th, 2024, and ends on 11:59:59 pm (UTC) March 31st, 2025, (“Program Period”) and is subject to extension by Western Union. Participation after 11:59:59 pm (UTC) March 31st, 2025 (or such later Program Period end date announced by Western Union) will not be accepted and will be deemed invalid.
The redemption of the Reward is governed by Neocurency’s terms and conditions. Restrictions apply, see https://neocurrency.com/brand/mastercard-prepaid-4 for more information.
Western Union can change the Reward at any time. The amount of the Reward you will be entitled to will be the amount that applies at the time you meet all requirements of the Program.
If you are the Referrer, Western Union will provide you with a unique Internet link (the “Referral Link”) that you can send to the Referee to invite him or her to participate in the Program. Western Union does not send Referral Links. You must copy the Referral Link and are free to choose how you send the link to the Referee (e.g., via email, social media, etc.) provided that you send the link only in accordance with these Terms and Conditions. The Referral Link will expire at the end of the Program Period.
Subject to the restrictions of these Terms and Conditions, both the Referrer and the Referee will generally be entitled to a Reward when (a) the Referrer has shared the Referral Link with the Referee; (b) the Referee uses the Referral Link to accept these Terms and Conditions and registers at www.westernunion.com (UK) or Western Union App (UK); and (c) the Referee has completed a Money Transfer that (i) meets the requirements of the Program within his or her jurisdiction, (ii) has been approved by Western Union, and (iii) has been received by the recipient (a “Qualifying Transaction”).
Whenever the Referrer and Referee have satisfied the above conditions, both the Referrer and the Referee will be entitled to a Reward. If you are a Referrer and meet the requirements of the Program, you will be entitled to a Reward up to a maximum of 5 times per Program Period.
You may not invite yourself to participate in the Program. You may only invite persons other than yourself who are eighteen (18) years of age or older.
You may not send Referral Links in a manner that Western Union (in its sole and absolute discretion) believes constitutes spam or unsolicited or otherwise undesirous communications.

Prohibited Uses

You may only use the Program in good faith and in compliance with applicable laws. The following uses are prohibited; you agree not to use the Program to do any of the following; and Western Union may prohibit you from participating in the Program and refuse to provide you with any Reward if it suspects or determines you have done or attempted to do any of the following:
Creating multiple, duplicate, or fake profiles at www.westernunion.com (UK) in order to invite yourself;
Inviting others who have created multiple, duplicate, or fake profiles.
Using alternative contact information to send Referral Links to yourself or others;
Inviting persons that you do not know personally, if Western Union (in its sole and absolute discretion) believes that you are doing so in a way that constitutes spam or unsolicited or otherwise undesirous communications;
Inviting fictitious or fake persons;
Impersonating any person or otherwise misrepresent any person’s identity;
Making transfers or payments to another user that are not genuine payments or transfers;
Inviting persons under the age of eighteen (18) to participate in, or attempting to participate in the Program while being under the age of eighteen (18);
Transmitting any unsolicited or unauthorized advertising or promotional material or any other form of similar solicitation (e.g. “spamming”);
Interfering with or disrupting any servers, networks, or systems connected to the Program;
Doing anything that harms or damages the brand, goodwill, or reputation of Western Union or any service providers that assist Western Union with providing the Program;
Transmitting any file that contains viruses, worms, Trojan horses, or any other contaminating or destructive features;
Using any automated system, script, or macro to participate in the Program;
Reselling, bartering, trading, auctioning or otherwise generating income by providing access to the Program to others;
Infringing the intellectual property rights of Western Union, its service providers, or any third parties;
Stalking, harassing, or harming any other individual;
Using the Program in any way that Western Union (in its sole and absolute discretion) considers to be unreasonable, excessive, or in bad faith;
Using the Program in any way that breaches any applicable local, national, or international law or regulation, or that is in any way unlawful, fraudulent, or wrongful, or has any unlawful, fraudulent, or wrongful purpose or effect.
You represent and warrant that neither you, nor any person acting on your behalf or with your authorization, will use or permit the Program to be used in a prohibited manner.

Data Protection

To participate in the Program, you must provide personal information about yourself; otherwise, Western Union is not able to provide you with any Rewards to which you may become entitled. Your personal information will be processed in accordance with the Western Union Digital Privacy Statement, which is available at https://www.westernunion.com/content/wucom/global/en/privacy-statement.html
Please note that personal information you provide will be transferred to service providers located within the UK who help Western Union operate the Program. Western Union takes steps to ensure that such transfers are protected with appropriate safeguards in accordance with laws of England and Wales. To learn about our privacy practices, visit https://www.westernunion.com/content/wucom/global/en/privacy-statement.html
To contact Western Union regarding your privacy rights or queries in regards
to the Program, please visit the “Contact Us” section at www.westernunion.com.

Respecting Others’ Privacy; No Spam

When you copy a Referral Link and send it to another person, you represent and warrant to us that you have obtained that person’s express consent to send them electronic communication(s) containing the Referral Link.
Bulk email distribution of Referral Link(s) to persons you do not know, sharing Referral Link(s) on websites, sharing Referral Link(s) on social media with recipient(s) you do not know, or any other sharing or promotion of a Referral Link in a manner that (in Western Union’s sole and absolute discretion) may constitute or appear to constitute unsolicited commercial communications or “spam” is prohibited. Western Union reserves the right to terminate the Referrer’s profile, deactivate any relevant Referral Link(s), and to require the Referrer to stop sharing the Referral Link(s) in any manner permitted by applicable law.
If you have received a Referral Link from a website, on social media from a person you do not know, via email from a person you do not know, or in any other fashion from a person you do not know, please be aware that the Referral Link may be invalid and may not work.

Program Restrictions

Rewards have no monetary value and may not be redeemed for cash. Rewards are not transferable and may not be auctioned, traded, bartered, or sold. Upon termination of the Program or any portion thereof for any reason, or upon cancellation of your www.westernunion.com (UK) profile for any reason, any unredeemed Rewards are forfeited.
Rewards are subject to verification. Western Union may delay a Reward for the purposes of investigation or for any other reason that, in its sole and absolute discretion, it deems appropriate.
Western Union may prohibit you from participating in the Program or may refuse to provide you with a Reward if, in its sole and absolute discretion, Western Union suspects or determines that you have not used the Program in good faith, have breached these Terms and Conditions, have violated applicable law, or that your use presents potential liability or threat to Western Union, its subsidiaries, affiliates, service providers or any of their respective officers, directors, employees, representatives and agents.
To participate in the Program or to view the status of outstanding invitations to friends, you will need to log in using your user credentials or create a profile on www.westernunion.com (UK). You are responsible for maintaining the confidentially of your sign-in credentials and are fully responsible for all activities that occur through the use of them. You agree to notify Western Union immediately if you believe the confidentiality of your sign-in credentials has been compromised or if you suspect unauthorized use of your profile.

License to Use the Platform and Content

The Program is provided via a platform that contains certain content (“Content”) including designs, text, graphics, images, video, information, logos, button icons, software, audio files, computer code, and other content. As between you and Western Union, all Content is the property of Western Union or its licensors or third-party service providers, and is protected under copyright, trademark, and other laws.
Subject to these Terms and Conditions, Western Union authorizes you to access and use the platform through which the Program is provided. The Program and the Content are exclusively for your personal, non-commercial use. This license is revocable at any time without notice and with or without cause. Unauthorized use of the Content may violate copyright, trademark, and/or other applicable regulations and statutes and is strictly prohibited.

Limitations of Liability

Western Union accepts no liability for any use of the Program that does not comply with these Terms and Conditions. If this Program is interfered with in any way or is not capable of being conducted as reasonably anticipated due to any reason beyond the reasonable control of the Western Union, including but not limited to technical difficulties or failures, unauthorized intervention or fraud, vandalism, power failure, natural disasters, acts of God, civil unrest, strikes, infection by computer virus, bugs, tampering, unauthorized intervention, fraud, or any other causes beyond the control of Western Union, which corrupt or affect the administration, security, fairness or integrity or proper conduct of this Program, Western Union will in no case be liable to you for any indirect, incidental, special, consequential, or punitive or exemplary damages, including (but not limited to) damages for loss of profits, goodwill, use, data, or other intangible or non-material losses; and Western Union reserves the right, in its sole discretion, to the fullest extent permitted by law: (a) to disqualify any participant; or (b) to modify, suspend, terminate or cancel the Program, as appropriate to give effect so far as reasonably possible to the original intent of this Program.

Disclaimer of Warranties

You understand and agree that your use of the Program is at your sole risk, and the Program and its related system(s) and platform(s) are provided on an “as is” and “as available” basis. Western Union expressly disclaims all warranties, conditions, and terms (collectively, “Warranties”) of any kind, whether express or implied by statute, common law or custom, including (but not limited to): warranties as to products or services offered through the use of the Program; and implied warranties of merchantability, satisfactory quality, fitness for a particular purpose, and non-infringement.
Western Union make and gives no warranty that (i) the Program will meet your requirements; (ii) the Program will be uninterrupted, timely, secure, or error-free; (iii) the results obtained from the Program will be accurate or reliable; (iv) the quality of any products, services, information, or other material obtained through the Program will meet your expectations; and (v) any errors in service will be corrected.

Reservations of Rights; Severability

If Western Union (in its sole and absolute discretion) suspects or determines that a breach of these Terms and Conditions has occurred, Western Union may take any action it deems appropriate, including (but not limited to) terminating Referral Link(s), closing your profile, closing profile(s) belonging to third parties, terminating or invalidating Rewards, or suspending or terminating the Program in whole or in part.
Western Union’s failure to exercise or enforce any right or provision of these Terms and Conditions shall not constitute a waiver of such right or provision. If any provision of these Terms and Conditions is found by a court of competent jurisdiction to be invalid, you and Western Union agree that the court should endeavor to give effect intent reflected in the provision, and that the other provisions of these Terms and Conditions remain in full force and effect.

Changes or Amendments to the Terms and Conditions

Western Union may change or amend these Terms and Conditions at any time by revising these Terms and Conditions which are placed the www.westernunion.com website.
Western Union reserves the right to change, modify, alter, amend, or terminate the Program (including the amount of the Reward) at any time without notice.
Following any change or amendment to these Terms and Conditions, your continued use of the Program constitutes your acceptance of the changed or amended Terms and Conditions and the Program as is in force at that time.

Applicable Law and Jurisdiction for Disputes

These Terms and Conditions, and any dispute or claim arising out of or in connection with it or its subject matter or formation (including non-contractual disputes or claims), shall be governed by and construed in accordance with the laws of England and Wales.
You and Western Union irrevocably agree that the courts of England and Wales have jurisdiction to settle any dispute or claim arising out of or in connection with these Terms and Conditions or its subject matter or formation (including non-contractual disputes or claims). If you are a consumer, you can bring legal proceedings in respect of claims or disputes arising from or related to these Terms and Conditions in the courts of your habitual place of residence.