Frequently Asked Questions

You can find the answers to many of your questions below.

But if you still need to know more, do not hesitate to call Western Union Customer Care Center toll free number +90 212 375 57 50. Service available from Monday through Saturday from 9:00 a.m. to 9:00 p.m., for Turkish speaking operators. Service available from Monday through Sunday from 9:00 am until 12:00 pm, for English speaking operators.

How do I send money online?

You can send money online through your internet banking portal or via ATMs of certain participating banks and ATM networks in Turkey.

How long does it take to send money online?

Money transfers initiated online are generally available for pick up in minutes1
Receivers can pick up cash at any Western Union agent location around the world, depending on the hours of operation.

What are the steps to send money online via e-banking?

If you have an active e-banking account with one of Western Union’s participating bank agents, just log in to your e-banking account, look for the WU money transfer service, enter receiver’s name, country and define the amount you plan to send.

What are the steps to send money via ATM?

If you have an active account with one of Western Union agents that offer ATM service, just visit the nearest ATM, insert your bank card, enter receiver’s name, country and define the amount you plan to send. Remember to enter your receiver’s credentials via internet banking before visiting ATM. Your receiver details must be approved by your bank.

What are the steps to send money via mobile phone?

If you have an active e-banking account with one of Western Union’s participating bank agents, just open the bank’s app or mobile e-banking account site, look for the WU money transfer service, enter receiver’s name, country and define the amount you plan to send.

How much can I send online via e-banking?

Sending limits are determined by your bank.

How do I know if my online e-banking transfer has been approved?

Your online bank receipt will show whether your transfer has been approved.

How can I cancel a money transfer after it was sent?

A sender may request cancellation of a money transfer only if it has not been collected by a receiver in the destination country.
If you wish to cancel your money transfer sent via e-banking, please approach your bank.

Who uses Western Union money transfer services?

Anyone who needs to send or receive money quickly uses Western Union. These include people supporting friends or relatives abroad, travelers and business people who need to make fast, international remittances.

Who are Western Union® agents?

They are our representatives that you can approach in order to send or receive money. In other countries, they may be banks, post offices, supermarkets, grocery stores, check cashers, mailbox centers, drug stores, travel agencies, depots, airports, train and bus stations, currency exchange offices and other retailers.

How can I find a Western Union agent location in Turkey?

You can easily locate a Western Union agent location in Turkey online.

How do I send money from an agent location?

The sender initiates the money transfer by providing initial information like receiver’s name, surname, amount expected, sent country nd paying the agent cash to cover the transfer amount plus applicable fees. The agent immediately processes the transfer.

What are acceptable documents for picking up money in Turkey?

Individuals must present their valid identification document (Turkish Citizens should have a Passport, National ID card or Driver’s License with picture, non- Turkish Citizens should have their national passport, or Permanent Resident Identification, or European Union ID card + Blue Card/Custom Entry Exit Form or Temporary Protection Foreigner Id Card. Acceptable IDs are subject to the Turkish FIU rules and regulations.

How much money can I send from a Western Union agent location in Turkey?

You can usually send up to 7,500 USD. However, for certain amounts and transfers, you may be required to provide additional information or documentation as follows: a valid identification document Turkish passport, National ID card or Driver’s license with picture for Turkish Citizens and national passport, Permanent Resident Identification, European Union ID card + Blue Card/Custom Entry Exit Form or Temporary Protection Foreigner Id Card for non-Turkish Citizens that has a clear picture.
Acceptable IDs are subject to the Turkish FIU rules and regulations.

How are money transfers paid out to receivers?

Money transfers will generally be paid in cash. The receiver may choose other ways to receive funds and some money transfers may be paid to accounts. Other restrictions may apply. Please contact a Western Union agent to get more information about restrictions.

How can I find out if my money transfer has been paid?

Any time after the money has been sent, you can check your transfer status online. All you need is your name and the tracking number (MTCN – Money Transfer Control Number) printed on your receipt.

How can I find out if a money transfer is available for pick up?

You can check your transfer status online. All you need is the sender’s name and the tracking number (MTCN – Money Transfer Control Number) printed on the sender’s receipt.

How do I pick up a money transfer in Turkey?

You can pick up your money at any Western Union agent location. You’ll need to provide the following information:

    • Name
    • Tracking number (MTCN – Money Transfer Control Number)
    • Amount expected
    • Sender’s full name
    • Sender’s country where money weas sent
    • Acceptable ID documents are also required

Some restrictions may apply.

When are Western Union services available?

Each Western Union agent location determines its own hours of operation. Some have extended hours and some even stay open 24 hours.

Find a nearby Western Union agent location.

How do I receive money online via e-banking?

If you have an active e-banking account with one of Western Union’s participating bank agents, just log in to your e-banking account, look for WU money transfer services, enter MTCN, sender’s name, sending country and payout amount.

How do I receive money via ATM?

If you have an active account with one of Western Union’s participating bank agents that offer ATM service, just visit the nearest ATM, insert your bank card, look for the WU money transfer services, enter MTCN sender’s name, sending country and payout amount.

What are the steps to receive money via mobile?

If you have an active e-banking account with one of Western Union agents, just open app or log in to your e-banking mobile account, look for the WU money transfer services, enter MTCN sender’s name, sending country and payout amount.

What are acceptable documents for picking up money in Turkey?

Individuals must present a valid identification document (Turkish Citizens should have a Passport, National ID card or Driver’s License with picture, non- Turkish Citizens should have their national passport, or Permanent Resident Identification, or European Union ID card + Blue Card/Custom Entry Exit Form or Temporary Protection Foreigner Id Card.
Acceptable IDs are subject to the Turkish FIU rules and regulations.

How do I know if my money transfer has been received?

You can find the status of your money transfer using Track a Transfer on WU.com. Or you can call Western Union’s representative Customer Service Center toll free number +90 212 375 57 50. Service available from Monday through Saturday from 9:00 a.m. to 9:00 p.m., for Turkish speaking operators. Service available from Monday through Sunday from 9:00 am until 12:00 pm, for English speaking operators , or write an email customerservice.turkey@westernunion.com.

What do I need to bring in order to collect my money at a Western Union agent location in Turkey?

Please take following items with you to pick up your money:

  • The sender’s full name (that is, first, middle and last names).
  • The country where the money was sent from.
  • The tracking number ( MTCN – Money Transfer Control Number)
  • Amount expected.
  • Acceptable ID documents

For more information, check with your nearest Western Union agent location.

How does a Western Union agent pay out the money transfer?

Money transfers will generally be paid in cash, but some agents will pay by cheque or a combination of cash and cheque. The receiver may choose other ways to receive funds and some money transfers may be paid to accounts.
Other restrictions may apply. Please contact a Western Union agent to get more information about restrictions.

How much does it cost to receive money?

All fees are paid by the sender. Receiving money is free of charge unless the receiver chooses to receive the money in a different currency Western Union may make money from foreign currency exchange.

What is a Money Transfer Control Number (MTCN)?

The Money Transfer Control Number (MTCN) is a unique number assigned to your transfer. Your receiver will need this number when they pick up their money, and it can also be used to track your transfer.

Western Union values its business and takes pride in delivering your funds in the quickest and most reliable way possible. However, it is important that you protect yourself from fraudsters who are out to get your money.

Below are some frequently asked questions about fraud. For more information, please visit the Fraud awareness section here.

Are there common fraud scenarios that I should be aware of and things I shouldn’t send my money for?

Yes. Only use Western Union to send money to friends and family. Never send money to someone you have not met in person. Scammers sometimes encourage people to transfer money. Do not transfer money to anyone who asks you to send them money:

  • For an emergency situation you haven’t confirmed.
  • For an online purchase.
  • For anti-virus protection.
  • For a deposit or payment on a rental property.
  • To claim lottery or prize winnings.
  • To pay taxes.
  • For a donation to charity.
  • For a mystery shopping asignment.
  • For a job opportunity.
  • For a credit card or loan fee.
  • To resolve an immigration matter.

If you transfer money, the person you’re sending it to gets the money quickly. After the money is paid, Western Union may not be able to give you a refund, even if you are the victim of fraud, except under limited circumstances.

Someone claiming to be from Western Union e-mailed me. What should I do?

If you receive an email from anyone claiming to be from Western Union and you are unsure about it, do not click on any links in the mail. This may be a “phishing” attempt to acquire sensitive information from you. Instead, immediately forward the suspicious mail to customerservice.turkey@westernunion.com Western Union will never send you e-mails to ask for your user ID, password, or credit card details.

What is a Text question? When is it used?

In some countries senders are asked to provide a “Test Question” and its answer when they initiate the transfer. In cases where a “Test Question” was provided by the sender, the receiver may be required to give the answer when picking up the funds.

Can the Test Question feature secure my funds or delay payment of a transaction?

The “Test Question” feature is designed for emergency situations where the receiver still needs to provide proper identification. It should never be used as additional security or to delay payment. In many places, we’ll pay the receiver whenever the receiver shows proper identification, even if he/she does not know the answer to the question. Test question is not available for payout in Turkey.

What can I do if I suspect fraud or am a victim of fraud?

You should contact the Western Union Fraud Hotline at 902123755750 immediately for assistance with a transaction that you believe was sent for fraud. You should also file a report with your local law enforcement.
You should also contact your government’s Office of Consumer Affairs and police station if you are uncertain or suspicious of a telephone, mail, or e-mail solicitation.

What additional tips should I keep in mind?
  • Always make sure you know who you are sending money to.
  • Discontinue a call if a caller coaches you to respond to questions asked by Western Union.
  • Security is everyone’s responsibility. Stay informed. Keep abreast of new fraud trends.
  • Remember, if it seemts too-good-to-be-true, it probably is.
  • For more information about how to protect yourself from fraud, click here
How can receivers register in Colombia?

Registering to receive transfers in Colombia

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The Government of Colombia will require you to register if you receive a transfer in Colombia that exceeds its cash and frequency limits.

If you know you need to register, you can call Western Union’s Colombian partner, Giros y Finanzas, at any of the numbers below.

You can also wait for Giros y Finanzas to call you. They will try to contact you up to 3 times in the 15 days after we send the money. If Giros y Finanzas cannot reach you after 3 tries, we will cancel the transfer and refund the sender.

Giros y Finanzas contact numbers in Colombia (country code +57):

  • National office: 018000 111 999
  • Cali: (2) 518 48 00
  • Bogotá: (1) 635 35 60
  • Medellín: (4) 511 51 51
  • Barranquilla: (5) 368 79 96
  • Pereira: (6) 335 16 11

Giros y Finanzas contact numbers outside Colombia:

  • Miami (USA): +1 (786) 206 6144
  • Montreal (Canadá): +1 (514) 448 1874
  • Panamá: +507 833 9275

Giros y Finanzas office hours of operation, Colombia Time (COT) (UTC -5):

  • Monday to Friday: 7:00 am – 9:00 pm
  • Saturday, Sunday, and holidays: 8:00 am – 8:00 pm

Giros y Finanzas may ask you to provide the following:

  • Your full name (first name, middle name, paternal name, and maternal name)
  • Your date of birth
  • The country and city where you were born
  • The city you live in
  • Your address, phone/cell numbers, and email address
  • Your occupation
How can receivers register in Argentina?

Receiving money in Argentina

If you receive a money transfer in Argentina, you need to complete a one-time registration within 90 days of getting it.

Also, if you receive 2 additional transfers within that 90-day period (a total of 3 transfers), you will need to register before you can pick up the third transfer.

To get you registered, we will contact you within 24 hours of the transfer at the number provided by your sender. You will be asked to provide additional identifying information on an online form used for registering transfers.

How can receivers register in China?

Receiving money to your bank account in China

If you’re the receiver, you may need to complete a one-time registration before you can receive money.

If you need to register, you will be contacted within 24 hours by us at the number provided by your sender.

To register and confirm your identity, you will need:

  • The tracking number (MTCN)
  • To confirm your bank card number
  • To confirm your Chinese name as it appears on your government-issued ID.
  • Your government-issued ID.

If the receiver cannot be contacted within 3 days, we will not be able to complete the transfer, and the sender will be issued a refund.

You can also call Customer Care at 4008190488 or 02168664622 to provide your identity information.

What is the My WU℠ loyalty program?

My WU is a free loyalty program from Western Union. You can register on westernunion.com or our mobile app.

What are the benefits of My WU℠ loyalty program?
  • Transfer fee discounts on qualifying money transfers.
  • Special promotions on money transfers.

Learn more about My WU program.

 

How can I earn My WU℠ points?

Earning reward points is currently disabled in the program. If you are a My WU member, we will notify you about our new rewards program. 

How do I redeem My WU℠ points?

Via the My WU portal:

  1. Log in to your profile and go to My WU Rewards.
  2. Go to the Rewards section to view your reward options.
  3. Choose your reward and select Use reward.

The discount will be applied automatically to your next transfer fee.

You can use your My WU points till they expire as per My WU terms and conditions.

Why can I not earn points in the My WU℠ loyalty program anymore?

Earning reward points is currently disabled in the program. If you are a My WU member, we will notify you about our new rewards program. 

Can I still redeem My WU℠ points?

Yes, you can continue to redeem your My WU points until their expiry.  

Why am I unable to use Western Union services after receiving the message “Additional info needed, go to westernunion.com/gcr”?

To protect our customers, we review every money transfer to make sure it’s safe. For a variety of reasons, we may ask you to provide us with more information before we can allow you to continue using our services.

Why do I need to provide additional information?

We need additional information to understand why you use Western Union and the relationship between you and the person or entities you’re transacting with. The more information you provide, the quicker we’ll be able to complete your request.

How can I use Western Union services again?

To have access to our services again, follow the steps below:

  1. Gather the required documents. Please note that these will vary depending on your reason for using Western Union and your relationship to the person or entities you’re transacting with. At minimum you must be prepared with your government-issued photo ID, documents that relate to your purpose for using Western Union, proof of the source of the funds, and any additional documents that may provide support for the answers provided on the questionnaire. For more information, go to Help section at westernunion.com.
  2. Go to westernunion.com/gcr and start the customer questionnaire.
  3. Complete the customer questionnaire:
  • Personal information:
    – Provide your first, middle (optional) and last names as they appear on your ID.
    – Share your current email, physical address and mobile number. Please make sure you provide an active email address for communication purposes.
    – Specify your country of birth.
    – Select your occupation and provide additional clarification if needed.
    – Enter a recent tracking number (MTCN) if available.
    – Upload a copy of your valid government-issued photo ID.
  • Relationships:
    – List people or entities you’ve transacted with using Western Union.
    – For each person or entity, enter the full name, relationship, purpose of transaction and upload supporting documents.
  • Source of funds:
    -Choose the source of funds from the drop-down list and upload supporting documents.
  • Third party details (if you are transacting on behalf of someone else) (if applicable):
    – Explain the purpose of transaction(s) and your relationship to the third party.
    – Provide the details related to the third party.
  • Fraud (if applicable):
    – Indicate if you’ve been a victim of fraud or scam.
    – If yes, share a brief description of what happened.
  1. Review the accuracy of the information you provided.
  2. Select Submit questionnaire to complete the process.
What documents are suitable and why does Western Union need them?

a. Valid government-issued photo ID is needed to verify your identity.

  • Examples: passport, driver’s license, national ID.

b. Source of funds is needed to make sure that the money transfers are not related to illegal acts and correspond to the nature of your activity.

  • Examples: at least the latest 3 months of bank statements, at least the latest 3 months of pay slips, employment contract with salary, loan papers, sale agreement, winning receipt, tax return statement, etc.

c. Purpose of money transfer or intended use of money is needed to understand the basis for making the payment and the type of relations between the sender and the payee.

  • Examples:
    • Personal remittance/family support – the following documents are suitable to prove relationship: pictures with persons you transacted with, marriage certificate, counterparty’s birth certificate, counterparty’s government issued ID, etc.
    • Business remittance/payment for goods/services – bills, receipts, sale or purchase agreements, etc.
    • Education – evidence of tuition fees, etc.
    • Medical expenses – hospital bills, pharmacy receipts, health insurance premiums, etc.
    • Charity support – written acknowledgment from the charity, etc.
    • Purchase home – purchase agreement, mortgage documents, etc.
    • Gift – receipts, etc.
    • Travel expenses – travel tickets, hotel bookings, etc.

d. Third party activity (sending or receiving money on behalf of individual or business) information is needed to understand the purpose and nature of your relationship with Western Union.

  • Examples: business registration documents, letter of authorization by the company or notary, bank statement showing access to third party funds, etc.
What happens after I provided the additional information?

After we’ve received your completed questionnaire and required documentation, we’ll email you a response within 3 business days.

In case we have additional questions, we may contact you via the email address provided in the questionnaire.

Are my documents safe?

We’re committed to the security of your personal information. We use organizational, technical and administrative safeguards that comply with applicable government laws and regulations to secure your personal information. We also restrict access to the personal information that we process to only our employees, agents and representatives that have a business need to know it. For more information, read our Terms and Conditions and Online Privacy Statement.

1 Funds may be delayed or services unavailable based on certain transaction conditions, including amount sent, destination country, currency availability, regulatory and foreign exchange issues, required receiver action(s), identification requirements, agent location hours, differences in time zones, or selection of delayed options. Additional restrictions may apply. See Terms and Conditions for details.