Transfer money to China

Enjoy fast and reliable money transfers to China with Western Union. 

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    EUR

    FX: 1.00 EUR =

    Fee:

    Exchange Rates and Fees shown are estimates, vary by a number of factors including payment and payout methods, and are subject to change. To check current rates and other options, simply click “Send now”.
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    We encrypt your transfers

    We are committed to keeping your data secure

    We have been transferring money for over 150 years

    Send money to bank accounts in China quickly and reliably online.

    Send money to bank accounts in China quickly and reliably online.

    How to transfer money to China

    Send money reliably and easily with Western Union directly to you receiver.

    Pay the way you like

    Bank transfer to China

    With a credit2 or debit card

    Via Apple Pay® from our app

    In cash

    Register and transfer money to China today

    Accessible agent locations across China

    Your friends and family can pick up money by visiting their nearest Western Union agent location in China, and your Chinese receiver can also receive money online through our partners’ channels.

    Pay the way you like

    Pay online using your bank account, credit2/debit card or cash at an agent location.

    Track your money transfers in real time

    Check the status of your money transfer from Italy to China at any time by using the MTCN (money transfer control number).

    Save receiver details

    Simplify frequent money transfers — save your receiver’s details so you’re ready the next time you send money to China.

    Reasons to choose Western Union

    Our customers carried out millions of transfers with Western Union last year. Here’s why:

    Pay how you like

    Transfer money by bank transfer to China, by credit2 or debit card, or in person at an agent location.

    Maximum commitment to security

    Our encryption and fraud prevention systems help protect your money transfers to China.

    Quick and easy registration

    Register today and create your free profile in just a few minutes3 by filling out your details online or via our app.

    Worldwide reach

    With Western Union, you can transfer money from Italy to over 200 countries and territories around the world.

    Send money to China with a few taps directly in the app

    Our money transfer app gives you a great transfer experience to China.

    Make transfers to China wherever you are, 24/7.

    Check transfer fees1 and exchange rates1.

    Track your money transfers in real time.

    Learn more
    4.6/5
    4.5/5

    Rating as of 10 April, 2024.

    alipay_sm_china_it

    Send money easily to Alipay4 users

    Relax. Sending money to China just got easier. Now you can choose Alipay4 as a receiving option

    Save time by verifying your identity once, right in our app.

    All you need is the receiver’s name and Alipay ID (Chinese mobile number).

    The money will be delivered directly to your receiver’s bank card tied to Alipay account in China.

    Don’t forget your loved ones during celebrations

    Whatever the celebration is, whether it is Chūn Jié, Zhongqiujie or their birthday, surprise your loved ones by sending your best wishes with a Western Union money transfer.

    Don’t forget your loved ones during celebrations

    Whatever the celebration is, whether it is Chūn Jié, Zhongqiujie or their birthday, surprise your loved ones by sending your best wishes with a Western Union money transfer.

    More information about transferring money to China

    Send money for cash pickup at select banks in China

    Your receiver will need a bank account at one of the following banks for cash pickup:

    • Your receiver can collect cash in USD or EUR through Bank of China, Postal savings Bank of China, China Construction Bank, and Shanghai Pudong Development Bank. And collect cash in USD through China Everbright Bank.
    • Your receiver can also convert the cash from USD or EUR to local currency (RMB) at any location.

    Details you will need to send money directly to a bank account in China

    To send money directly to a bank account in China, you will need: the receiver’s name, bank details (bank name, UnionPay debit card number: 14–19 digits, beginning with 62) and the receiver’s mobile number.

    Ready to send money to China?

    If you need more information, please go to our FAQ section below or contact us. If you’re ready, send money to China now.

    FAQ about transferring money to China

    How do I make a transfer to China?

    Make a transfer to China online or via our app.

    How much does a money transfer to China cost?

    The sending amount will depend on the exchange rate between EUR and CNY, and between EUR and USD. Transfer fee will depend on the method you choose for transferring money to China. You can check our prices on the calculator at the top of the page.

    How do I send money to China online?

    Log in to our site or register, and click ‘Submit Now.’ Choose China as your destination and the amount you want to send. Pay by bank transfer or credit2/debit card. Share the MTCN with your receiver so you can both track the money.

    How can the receiver get money through Weixin app?

    How to send money to Weixin:

    1. Log in or register our app or website or visit an agent location near you.
    2. Select ‘China’ as the destination and enter the amount you want to send.
    3. Choose ‘Cash’ as the payout option and select your payment method.
    4. Enter your receiver’s details, confirm, pay for money transfer and send.
    5. Remember to share the Money Transfers Control Number (MTCN) with your receiver.

    You receiver in China needs to follow these steps:

    1. Open the Weixin app and search for the ‘WEIHUIKUAN’ mini program.
    2. Select ‘Receive global remittance’ on the landing page, then the ‘Receive with MTCN’ service.
    3. Input the 10-digit Money Transfer Control Number (MTCN) and the currency.
    4. Agree to sign the payout service with Shanghai Pudong Development Bank (applicable on first money transfer only).
    5. Confirm the request for receiving money (in RMB). Select the debit card, purpose of money transfer, and relationship with sender.

    How can I send money (CNY) to a Weixin user with Western Union?

    You can receive money transfers through Western Union using Weixin in China. Use this information to learn more about how it works.

    How can I send money (CNY) to a Weixin user with Western Union?

    Use your existing Western Union login details or if you’re not an existing customer, create a new customer profile with Western Union by registering on either the Western Union website or the Western Union® Mobile app.

    1. Select Send Money.
    2. Select Mobile wallet as the delivery method.
    3. Select a payment method.
    4. Select Continue.
    5. Complete the Receiver’s information:
    6. Select Weixin as Wallet service provider.
    7. Select 86 (CN) as Country code.
    8. Enter the Wallet mobile number.
    9. Select the Purpose of transaction.
    10. Select Continue.
    11. Enter the card number in the Payment information
    12. Select Continue to review.
    13. Review your transfer details and click Transfer.

    After Western Union receives your payment and sends it to Weixin, you need to notify your receiver about the transfer and remind them to complete first-time verification in 微汇款 (Weihuikuan) mini program. The receiver can install the Weixin mini program, they receive the SMS from Weixin which would take them to this program.

    Who can I send money to via Weixin?

    You can send money to anyone who is a Chinese citizen with a Chinese National ID. To receive the transfer, your receiver will need to register on the mini program 微汇款 (Weihuikuan) within the next 48 hours after you sent the transfer. Western Union and Weixin will notify the receiver.

    How much can I send?

    A maximum amount of up to 50,000 CNY. This is subject to the partnering bank’s region restrictions with 微汇款 (Weihuikuan) when transferring to Weixin balance.

    What do I need to receive a transfer with Weixin using Western Union?

    You can receive your transfers with Weixin if you meet the following requirements:

    • Register for your Weixin account on the Weixin Mobile app.
    • Be a Chinese citizen with a National ID card.
    • Authorise your bank card or Weixin Wallet Balance in the mini program 微汇款 (Weihuikuan).
    • Sign the kinship commitment letter (if you’re receiving money for family support reasons).
    How can I receive money through Weixin?

    You can receive money transfers from Western Union through Weixin. Follow the steps below to make sure that your profile is set up to receive money for the first time.

    1. Receive a URL link through SMS initiated by Weixin or your sender after the transfer was sent.
    2. Select the link within 48 hours to complete the transfer pickup.
    3. Select Weixin Wallet Balance or a bank account linked to Weixin Pay as your delivery method.
    4. Complete the authentication process.
    5. Sign the service agreement.
    6. Sign a kinship commitment letter for supportive document collection when the transfer purpose is family support.
    7. Review the transfer status in the Weixin mini program 汇款 (Weihuikuan).
    What if I didn’t receive a notification to link my account?

    If you didn’t receive a text message or notification with instructions on how to link your account, follow these steps:

    1. Open your Weixin Mobile app.
    2. Select the Chats
    3. Search for 微汇款 (Weihuikuan).
    4. Select 微汇款 (Weihuikuan) mini program in the search results.
    5. Choose 我要收款 (I am a recipient)
    6. Click 创建名片去收款 (Create my receiving account) to link a bank card or Weixin Wallet Balance.
    Why was my transfer rejected?

    Transfers can be automatically rejected for the following reasons:

    • If you don’t link a valid card or your Weixin Wallet Balance as your receiving account in the 微汇款 (Weihuikuan) mini program within 48 hours of your sender sending the transfer.
    • If you’ve reached your receiving limit. Receiving limits apply to all transfers, even if your money is delivered by another transfer service.
    • If you’ve exceeded the monthly five transfer limit for family support or salary reasons.
    • If your sender doesn’t meet the age requirements. Senders need to be 16–65 years old.
    • If you have not submitted the required supporting documents for the transfer within 48 hours of receiving the notice of documents.
    Can I cancel receiving my transfer?

    Yes. You will be offered an option to cancel the transfer if you are unable to provide the supporting materials required to receive the transaction.

    Still have questions?

    We’re always happy to help. Please check out the FAQ section or contact our Customer Service team. Visit the FAQ section.

    1 Western Union makes money from currency exchange. Fees and rates subject to change without notice.

    2 If you’re using a credit card, a card-issuer cash advance fee and associated interest charges may apply. To avoid these fees or for reduced fees, use a debit card or another payment method.

    3 Funds may be delayed or services unavailable based on certain transaction conditions, including amount sent, destination country, currency availability, regulatory issues, identification requirements, Agent location hours, differences in time zones, or selection of delayed options. For mobile transactions funds will be paid to receiver’s mWallet account provider for credit to account tied to receiver’s mobile number. Additional third-party charges may apply, including SMS and account over-limit and cash-out fees. See the transfer form for restrictions.

    4 Ant Group, its affiliates and the Alipay Brand (collectively, “Alipay”) are not licensed to provide remittance services in Italy. Alipay partners with Western Union which is licensed to conduct remittances in this market, to facilitate the receipt of the remittances in the receiving market powered by Alipay’s technology.